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SME Role

Sundaram Finance — Chennai, CHENNAI

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Experience 0-5 Years yrs
Age 21-35 yrs
Gender Both
Salary Not Disclosed LPA
Department Sales Loans
Product Loans

Job Description

Technical Appraisal Management and MIS

Checking and ensuring property documents shared by the customer for valuation purpose.

Checking and ensuring dimensions are as per the recorded measurement mentioned in the documents

Carrying out site inspection within the city/geo limit for property valuation on a daily basis ·

Generating Property valuation report for loan processing after completion of property assessment

Coordinating with external technical evaluation vendors for valuation purposes whenever required

Validating and approving the valuation report prepared and submitted by the empaneled valuers ·

Ensuring compliance with the norms issued by state government & other local governing authoritieby the agencies. ·

Confirming compliance of procedure and Policy as per the valuation Manual, Collateral policy. ·

Approving of Builder projects (APF)for the location. ·

Carrying out Quarterly/Periodic review of APF projects for progress, exposure, legal issues etc.

Conducting Half yearly review of valuation agencies at the location. ·

Monitoring the TAT for valuation activity. ·

Carrying out sample verification of external valuation report ·

Tracking and monitoring of all Partly disbursed cases, Tripartite cases, inspection of NPA properties.

Preparing, updating, and recommending the list of Unauthorized, negative properties / project and non-fundable areas / localities to Zonal technical officers.

Ensuring timely resolution of audit queries.

Supporting in improving proficiency levels of sales team through imparting knowledge and sharing information.

Working closely with legal team during technical evaluation.

Carrying out spot checks on a frequent basis.

Monitoring and ensuring deviation/fraudulent cases through identification, handling, reporting, and facilitating closure as per the action decided.

Coordinating and updating sales/receivables team periodically on the valuation status.



Educational Qualification

· Graduate in Civil Engineering.

Experience

2+ years of experience in property valuation in HFC’s / Bank

 

Skills

· Experience in the home loan industry preferably

· Proficiency in property valuation process

· Strong negotiation skills

· Willingness to travel extensively and at short notices

· Good relationship management skills and maintaining connections with the

local authorities

· Proficiency in verbal and written communication including local language

· Good at clearly writing reports

· Demonstration of high degree of perseverance and resilience

Frequently Asked Questions

What are the eligibility criteria for the SME Role job at Sundaram Finance?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-5 Years years of relevant experience expected for this role.

What are the primary responsibilities of a SME Role at Sundaram Finance?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a SME Role at Sundaram Finance.

Is prior experience required for this position?

This role requires around 0-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the SME Role role at Sundaram Finance?

You can apply directly using the Apply Now button on this page, which will take you to Sundaram Finance's application process for this role.