Assistant Manager - Credit - Commercial
Sundaram Finance — Bhopal, BHOPAL
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Job Description
Designation : Assistant Manager - Credit - Commercial
Education: MBA or M.Com with an aggregate of at least 60% (with no arrears)
Experience: 0- 2 years of experience.
Reports to: Manager / Senior Manager
Key Result Areas
- Understanding the Retail Credit Policy and Risk Management (CV, Construction Equipment
- Application of financial tools to analyse Financial Statements of business enterprises – Corporates, partnership firms and other concerns.
- Drafting notes for recommendation on proposals, as per laid down policies and process.
- Ensuring credit policy adherence to accepted standards.
- Reviewing periodically the performance of clients in relation to the exposure taken on them and submitting reports thereon.
- Managing and supervising a team of credit analysts / underwriters.
- Coordinating with the business team and ensuring TATs are met.
Key Performance Indicators
- Underwriting of loan proposals accurately as per credit policy
- Ensuring full compliance with policy, process, and audit guidelines
- Maintaining portfolio quality with low delinquency
- Timely preparation and submission of MIS reports
- Coordinating effectively with internal teams and department
Knowledge, Skills & Experience
- Understanding the CV & CQ loans Business/Market Knowledge
- Knowledge about various Asset Classes and should be able to analyze the viability of the Asset.
- Knowledge on Assessment of income (with or without financials)
- Knowledge about policies and processes of CPC
- Maintain accuracy of data
Behaviors
- Displays strong ownership and responsibility.
- Maintains integrity and adheres to company values.
- Demonstrates a positive and proactive attitude.
- Open to learning and constructive feedback.
- Works well under pressure and meets deadlines.
- Maintains professionalism in all interactions.
- Respects team dynamics and promotes collaboration.
- Shows customer-centric thinking.
- Pays attention to detail and accuracy.
- Adapts quickly to changes in processes or priorities.
Frequently Asked Questions
What are the eligibility criteria for the Assistant Manager - Credit - Commercial job at Sundaram Finance?
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-2 Years years of relevant experience expected for this role.
What are the primary responsibilities of a Assistant Manager - Credit - Commercial at Sundaram Finance?
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Assistant Manager - Credit - Commercial at Sundaram Finance.
Is prior experience required for this position?
This role requires around 0-2 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
What skills are important for this role?
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
How do I apply for the Assistant Manager - Credit - Commercial role at Sundaram Finance?
You can apply directly using the Apply Now button on this page, which will take you to Sundaram Finance's application process for this role.
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