ABHFL - Credit Manager - Retail - Biaora
Aditya Birla Group — Vijaynagar, KANKER
Apply Now
Job Description
Job Purpose
The purpose of this job is to execute and drive regional risk and credit operations as per established frameworks and processes for effective and efficient loan underwriting across ABHFL service offerings, enhancing portfolio health and business sustainability. This position leads regional risk management and underwriting operations, taking approval decisions as per approval matrix and ensuring team performance to ensure creditworthiness and effective project/ transaction risk assessment. The Regional Credit Manager is also expected to drive coordination with regional Sales, Operations and Technical teams via proactive liaising with relevant stakeholders and alignment to ensure sound risk management operations
Key Result Areas | Supporting Actions |
Underwriting and Portfolio Quality Management | - Execute risk and credit operations for basic transactions assigned, in adherence with defined frameworks and principles across ABHFL business lines
- Seek guidance from seniors proactively and gather insights on technical aspects as well as state/ property specific considerations for effective risk assessment of individual cases
- Liaise with relevant Legal, Technical and other verification vendors for Legal-Technical evaluations and clarifications in complex cases, as required
- Monitor the bounce rates as per threshold limits.
|
Process Efficiency | - · Execute risk operations efficiently and in a manner that enables business performance while ensuring risk management imperatives
- Coordinate seamlessly with Credit Processing Analysts to ensure case files are logged appropriately before proceeding to initiate credit operations
- · Work as per process-driven coordination mechanisms with Sales and Operations teams for effective decision making and problem solving in line with business and risk management needs; escalate to RCM as required.
- · Effectively managing external vendors to ensure quality of reports & TAT
- · Efficiently track Cost and ensure they are within budgeted levels.
- Ensure accurate data capture in LOS and maintain high quality of documentation.
- Ensure collection of Post disbursal documents within assigned time frame.
|
Frequently Asked Questions
What are the eligibility criteria for the ABHFL - Credit Manager - Retail - Biaora job at Aditya Birla Group?
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 4-8 Years years of relevant experience expected for this role.
What are the primary responsibilities of a ABHFL - Credit Manager - Retail - Biaora at Aditya Birla Group?
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a ABHFL - Credit Manager - Retail - Biaora at Aditya Birla Group.
Is prior experience required for this position?
This role requires around 4-8 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
What skills are important for this role?
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
How do I apply for the ABHFL - Credit Manager - Retail - Biaora role at Aditya Birla Group?
You can apply directly using the Apply Now button on this page, which will take you to Aditya Birla Group's application process for this role.
Chat us
Call us