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VST-Sales Officer

HDFC Bank — Ahmedabad, SITAPUR

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Experience 0 - 7 Years yrs
Age 21-35 yrs
Gender Both
Salary Not Disclosed LPA
Department Sales Loans
Product Loans

Job Description

Role description

Job Title

Fulfilment Manager - Unsecured Loan

 

Business Unit

Business Enhancement Unit

 

Reporting To

Area Head - Digital Sales - Assets - Unsecured Loans & HL - DBC

 

Job Function and Role Type

Sales, Individual Contributor

 

Version No

2.1

 

Job Purpose

To source Personal Loan and Business Loan products under an end-to-end conversion model through alternative distribution channels and promote HL/GL/Cards under a lead model.

 

Key Responsibilities

Develop a Business Model

Generate business in a cost-effective model.

Focus on customer retention and referrals.

Productivity

Hire and train off-role team members.

Address customer queries and collect documents.

Disburse loans efficiently.

Increase Business Through Internal Channel

Source Personal Loan business via DSA, internal channels, and telecalling.

Leverage digital DSA and marketing resources.

Sourcing of Business

Source Personal Loan business through referrals and initiatives.

Cross-sell bank products through referrals.

Conduct marketing activities in non-CSA corporates.

Performance Management

Monitor conversion percentage on inbound business.

Track team productivity and ensure targets are met.

Achieve IRR and PF percentage goals.

Education:

Graduation required; post-graduation preferred.

Certifications:

Sales and Influencing Skills, Banking Product & Process Knowledge, Knowledge of Competition & Current Trends in Financial Industry.

Key Competencies

Sales and influencing, communication, banking product knowledge, competition awareness, customer focus.

Major Stakeholders

Customers, external channels/vendors, credit teams, operations team, HLIC & HDFC Ergo.

Frequently Asked Questions

What are the eligibility criteria for the VST-Sales Officer job at HDFC Bank?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0 - 7 Years years of relevant experience expected for this role.

What are the primary responsibilities of a VST-Sales Officer at HDFC Bank?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a VST-Sales Officer at HDFC Bank.

Is prior experience required for this position?

This role requires around 0 - 7 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the VST-Sales Officer role at HDFC Bank?

You can apply directly using the Apply Now button on this page, which will take you to HDFC Bank's application process for this role.