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TM-Mgr-Underwriting-Thane

Aditya Birla Group — Thane, THANE

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Experience 3-6 Years yrs
Age 21-35 yrs
Gender Both
Salary Not Disclosed LPA
Department Sales Loans
Product Loans

Job Description

Job Purpose

Along with managing the team of underwriters, to assess, evaluate and accept risk based on evidence submitted and to ensure that the same is executed within the risk acceptance parameters as defined. Achieved by continuous training and auditing of the business, branch /sales support in underwriting related matters by communications/trainings.

Job Context & Major Challenges

Job Context: Along with managing the team of underwriters, to assess, evaluate and accept risk based on evidence submitted and to ensure that the same is executed within the risk acceptance parameters as defined. Achieved by continuous training and auditing of the business, branch /sales support in underwriting related matters by communications/trainings.



Job Challenges: • Balancing large volumes without compromising on quality

• To educate and train the field force to have a basic of the underwriting norms & guidelines

Key Result Areas

KRA (Accountabilities) (Max 1325 Characters)Supporting Actions (Max 1325 Characters)
KRA1Ensure the applications are processed in the team as per SLA’s in order to achieve the company target.1. To Underwrite all cases as per limits assigned as per defined limit

2. Ensure other cases are assigned to the team and are completed by within the defined TATs.

3. Monitor the team productivity on regular basis & take appropriate actions to improvise in case of lapses.

4. Ensure all branch queries are replied before we close for the day.

5. Ensure the equitable work distribution to the team.

6. Conduct regular Reviews and audits in order to keep a check on the quality & ensure the consistency in the decision and mitigate risk.
KRA2Facilitate smooth completion of new business & Reinstatement cases.1. Reply to all the queries of the external & internal clients, follow-up on the critical cases & resolve the escalated cases on priority.

2. Provide the input to the sales team to help them login the right business with proper documents for faster completion.
KRA3Provide training to members of the underwriting, zone operations and sales teams for faster empowerment, better decision making and ensuring achievement of better input accuracy for the branches respectively.1. Identify the training needs for core underwriting team & provide on the job training to them along with in house / external technical trainings.

2. Conduct regular training for the field operation & sales force on the underwriting which will help them achieve better accuracy level.

3. Communicate effectively with the team to keep them informed about the latest practices, changes & guidelines.

4. To give regular feedbacks to the team to avoid errors in policy processing and decisions.

5. To be available for any internal or external audit as per functional need.
KRA4Coordinate with other functions/departments for smooth functioning.1. To interact on regular basis with the other back office functions i.e. New Business, Policy Administration, Claims, Legal Compliance… etc.

2. Timely reverts on claims underwriting cases to help them resolve their cases.

3. Co-ordinate with the new business team for better planning of resource within underwriting & overall file handling.
KRA5To be single point of contact for any system need of the function in order to have a smooth functioning & better productivity.1. Identify the system improvisations required both workflow/policy admin system for underwriting function & co-ordinate with IT/SSG for its delivery.

2. Plan out regular UATs; assign dedicated resource to work on it, co-ordinate, follow-up and finally get the changes implemented.

3. Co-ordinate with IT team for any system related issues or clarifications to ensure smooth functioning of the system.

Frequently Asked Questions

What are the eligibility criteria for the TM-Mgr-Underwriting-Thane job at Aditya Birla Group?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 3-6 Years years of relevant experience expected for this role.

What are the primary responsibilities of a TM-Mgr-Underwriting-Thane at Aditya Birla Group?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a TM-Mgr-Underwriting-Thane at Aditya Birla Group.

Is prior experience required for this position?

This role requires around 3-6 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the TM-Mgr-Underwriting-Thane role at Aditya Birla Group?

You can apply directly using the Apply Now button on this page, which will take you to Aditya Birla Group's application process for this role.