Territory Manager-Cross Sell (SME Loans)
IDFC FIRST Bank — Delhi, NORTH DELHI
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Job Description
Job Needs About the Job
The Territory Manager - Cross Sell ( SME ) is tasked with sourcing loans from the market using DSAs/DSTs and existing channel partners, while establishing a quality portfolio. This position involves handling a team, keeping up solid relationships, fostering cooperation, and communicating successfully spanning several mediums. The job holder must ensure adherence to policies and guidelines, executing tasks in a manner that supports sales and mitigates risk, thereby contributing to the bank's broader objectives.
Main Responsibilities
Primary Responsibilities
- Source and handle channels from the market and acquire business from them.
- Ensure a quality portfolio by minimizing delinquency and rejection.
- Possess extensive understanding and understanding of retail assets, products, operations, and current market trends.
- Pinpoint changing market trends and shape channels for acquiring business while offering high-quality customer service.
- Recommend improvements to processes and policies over the Retail Banking business to drive operational efficiencies and enhance customer service.
Secondary Responsibilities
- Create an environment for the team to specialise in digital enablement to holistically fulfill customer needs.
- Drive initiatives to meet the bank's rapid expansion targets.
What We Are Looking For
Education
- Relevant educational qualifications in finance, business administration, or related fields.
Experience
- Proven 2-5 years’ exposure to BFSI, particularly in loan against property.
- Track record in overseeing teams and collaborating with DSAs/DSTs and channel partners.
Abilities and Attributes
- Solid relationship management and communication competencies.
- Capability to foster cooperation and work efficiently over different mediums.
- Sales-oriented with a risk-averse approach.
- Grasp of digital enablement and customer-centric strategies.
- Analytical mindset with the capacity to pinpoint market trends and recommend improvements.
This Territory Manager-Cross Sell (SME Loans) vacancy is based in Delhi.
Frequently Asked Questions
What are the eligibility criteria for the Territory Manager-Cross Sell (SME Loans) job at IDFC FIRST Bank?
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 2-5 Years years of relevant experience expected for this role.
What are the primary responsibilities of a Territory Manager-Cross Sell (SME Loans) at IDFC FIRST Bank?
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Territory Manager-Cross Sell (SME Loans) at IDFC FIRST Bank.
Is prior experience required for this position?
This role requires around 2-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
What skills are important for this role?
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
How do I apply for the Territory Manager-Cross Sell (SME Loans) role at IDFC FIRST Bank?
You can apply directly using the Apply Now button on this page, which will take you to IDFC FIRST Bank's application process for this role.
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