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Job Title:
Sales Officer-Transportation Group
Job Details:
Business Unit: Transportation Group
Team: Transportation Group
Reports to: TG-RM-TIFG-CV
Location: PAN India
Job Function: Sales
Role Type: Individual Contributor
Direct Reportees: Nil
Travel Required: Extensive within location
Job Band Range: S1 & S2
JD Created Date: 02-Mar-21
JD Updated Date: 28-Jul-25
Job Purpose:
Source and disburse Commercial Vehicle Finance business (MHCV/CV-WC/UCV/LCV/Branch) in assigned locations to meet targets.
Responsible for business development in specific segments and locations.
Identify clients, dealers, and extend loans by engaging stakeholders (Dealers, Branch channel) to achieve monthly business targets.
Develop cross-sell business as per agreed targets.
Manage PDD for disbursed cases.
Job Responsibilities:
Business Sourcing:
Generate business in various sub-segments of Commercial Vehicle finance.
Source business from open market, Dealers, and branches.
Collaborate with Branch Banking teams for business enhancement and relationship development.
Focus on cross-selling Liability, CASA, Fastag, Insurance, and other opportunities.
Manage channels like SURU (Bharat) centric channels (CSC, KGC, Semi Urban and Rural branches, SLI).
Penetrate market intermediaries and Semi Urban and Rural markets by building relationships with business channels and manpower in these geographies (SURU).
Provide market-specific intervention to front-end teams for effective business delivery.
Manage disbursement & renewal documentation for all new/existing cases.
Loan Disbursement:
Manage the complete cycle of a case from login to disbursement.
Handle disbursement & renewal documentation for all new/existing cases and provide end-to-end services to sourced customers.
Respond timely to queries for smooth processing.
Manage and retain existing working capital book.
Conduct Churning & TOD account MIS analysis regularly.
Housekeeping and Other Responsibilities:
Track and close deferrals and PDDs.
Manage delinquency by following up with delinquent customers and those with unpaid interest/EMIs regularly.
Perform any other tasks assigned by seniors.
Create call memos & reports for every customer by visiting each at least once per quarter and updating records.
Educational Qualifications:
Graduate & Above
Key Skills:
Positive Attitude
Interpersonal Communication
Financial Skills
Good communication skill
Proactive & focused approach
Good Team spirit
Experience Required:
Minimum 0-2 years of experience (Fresher or 1-2 years).
Exposure to banking preferable.
Major Stakeholders:
External:
Customers
Dealers
DSAs
Insurance
Vendors
Internal:
Branch Banking Team
Operations
Product
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0 - 3 Years years of relevant experience expected for this role.
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Tele Sales Officer-Business Enhancement Unit at HDFC Bank.
This role requires around 0 - 3 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
You can apply directly using the Apply Now button on this page, which will take you to HDFC Bank's application process for this role.