Job Description

Basic Details:

Business	Aditya Birla Capital
Unit	Aditya Birla Health Insurance
Location	Mumbai
Function	Treasury Front Office	Reports to: Function	Treasury
Department	Treasury	Reports to: Department
Designation of the Employee	Dealer	Designation of the Manager	Chief Investment Officer
Date of writing/ updation of JD	March 2026

1) Job Purpose:

Comprehensive evaluations of investment opportunities. Analyzing credit risk and Interest rate risk of the securities.

	Dimensions	October 2024
1	AUM	Around Rs 5500 crore
2	Types of Fund	Shareholder & Policyholder
3	No of deals (monthly)	50
4	Company Credit Reports	40
6	Asset Class	Debt

3) Job Context & Major Challenges: (What are the specific aspects of the job that provide a challenge to the jobholder in the context of the Unit/Zone)
About the Health Insurance Industry – While the current market sees more than 15 non-life players in the private space and 5 exclusive private players in the health insurance space trying to capture a sizable market share. With the SME and the start-ups being the driving force of Indian economy, the opportunity to cater to these segments is immense and is increasing manifold year on year. The challenge here therefore remains as to how we capture a larger share of the opportunity by developing specific solutions to cater each segment of the business. Also by creating an inexpensive and standardized solution to increase the reach into the pockets of channel partners across the country to harness on their captive business and explore new opportunities with them. Market Opportunities – With the advent of medical advancements, lifestyle changes, change in Indian socio-economic scenario and Indian healthcare space, and the insurers are facing challenges to cater to the needs of this diverse clientele. Increasingly Indian customers have started considering health insurance partners as extensions of health advisers. In this scenario it becomes extremely important to understand their psyche and then provide tailored solutions with wellness benefits which would help them meet their end objectives and bring in profitable revenue source for the company. ABHI’s unique offering to market includes proposition includes - A Comprehensive Incentivized Wellness Program that will attract the young and health conscious and will motivate, guide and reward them to stay healthy ABHICL serves as an enabler and influencer of health and healthcare choices that customers make, in addition to being a payer of healthcare expenses. Thus, ABHICL would act like a much needed catalyst to grow the prevalent health insurance landscape in India through product innovations and a wider choice of consumer relevant products. ABHICL’s vision has always been digital. The company has been successful in adopting paper-less approach right from identifying to on-boarding to delivering seamless experience of its customers & employees. Job Context Ensuring Fund deployment efficiently and optimised the yield. Communication with market intermediaries to collect quotes for various debt securities, deal negotiation and execution for the same, and entering the deal details in MIS for fund accounting. Ensure thorough understanding of credit underwriting principles, micro and macro level economic and market trends and make informed decisions on when and how to invest. Work with compliance and risk teams to ensure due diligence files, communications and collateral are complete and accurate. Assist the CIO- Fixed Income in the drafting of comprehensive evaluations of investment funds and presentation to management. Key Challenges for the role are as follows: - Dynamic economy and its impact on the portfolio performance poses a challenge to anticipate and ensure high probabilities of fund success on long term basis. - Keeping abreast with all macro and micro economic factors impacting financial risk and returns. - Maintaining & ensuring confidentiality on all fund related communication at all times.

3) Job Context & Major Challenges: (What are the specific aspects of the job that provide a challenge to the jobholder in the context of the Unit/Zone)

About the Health Insurance Industry –

While the current market sees more than 15 non-life players in the private space and 5 exclusive private players in the health insurance space trying to capture a sizable market share. With the SME and the start-ups being the driving force of Indian economy, the opportunity to cater to these segments is immense and is increasing manifold year on year. The challenge here therefore remains as to how we capture a larger share of the opportunity by developing specific solutions to cater each segment of the business. Also by creating an inexpensive and standardized solution to increase the reach into the pockets of channel partners across the country to harness on their captive business and explore new opportunities with them.

Market Opportunities – With the advent of medical advancements, lifestyle changes, change in Indian socio-economic scenario and Indian healthcare space, and the insurers are facing challenges to cater to the needs of this diverse clientele. Increasingly Indian customers have started considering health insurance partners as extensions of health advisers. In this scenario it becomes extremely important to understand their psyche and then provide tailored solutions with wellness benefits which would help them meet their end objectives and bring in profitable revenue source for the company.

ABHI’s unique offering to market includes proposition includes -

A Comprehensive Incentivized Wellness Program that will attract the young and health conscious and will motivate, guide and reward them to stay healthy

ABHICL serves as an enabler and influencer of health and healthcare choices that customers make, in addition to being a payer of healthcare expenses. Thus, ABHICL would act like a much needed catalyst to grow the prevalent health insurance landscape in India through product innovations and a wider choice of consumer relevant products.
ABHICL’s vision has always been digital. The company has been successful in adopting paper-less approach right from identifying to on-boarding to delivering seamless experience of its customers & employees.

Job Context

Ensuring Fund deployment efficiently and optimised the yield.
Communication with market intermediaries to collect quotes for various debt securities, deal negotiation and execution for the same, and entering the deal details in MIS for fund accounting.
Ensure thorough understanding of credit underwriting principles, micro and macro level economic and market trends and make informed decisions on when and how to invest.
Work with compliance and risk teams to ensure due diligence files, communications and collateral are complete and accurate.
Assist the CIO- Fixed Income in the drafting of comprehensive evaluations of investment funds and presentation to management.

Key Challenges for the role are as follows:

- Dynamic economy and its impact on the portfolio performance poses a challenge to anticipate and ensure high probabilities of fund success on long term basis.

- Keeping abreast with all macro and micro economic factors impacting financial risk and returns.

- Maintaining & ensuring confidentiality on all fund related communication at all times.

Frequently Asked Questions

What are the eligibility criteria for the Team Member - Investment job at Aditya Birla Group?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 4-6 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Team Member - Investment at Aditya Birla Group?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Team Member - Investment at Aditya Birla Group.

Is prior experience required for this position?

This role requires around 4-6 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Team Member - Investment role at Aditya Birla Group?

You can apply directly using the Apply Now button on this page, which will take you to Aditya Birla Group's application process for this role.

Team Member - Investment

Aditya Birla Group — Mumbai, MUMBAI

Job Description

Basic Details:

1) Job Purpose:

3) Job Context & Major Challenges: (What are the specific aspects of the job that provide a challenge to the jobholder in the context of the Unit/Zone)

Frequently Asked Questions