State Head-Commercial Vehicles at IDFC FIRST Bank

Job Description

Job Requirements

About the Role

The State Head – Commercial Vehicles in the Sales function is responsible for sourcing loans through direct selling agents (DSAs), direct sales teams, and existing channel partners, while building and maintaining a high-quality loan portfolio. The role involves leading a team, fostering strong relationships, and ensuring effective communication across various channels. The incumbent must ensure strict adherence to bank policies and guidelines, balancing sales growth with risk management to support the broader objectives of the bank.

Key Responsibilities

Primary Responsibilities

Source and manage loan acquisition channels across the state, including DSAs and direct sales teams.
Acquire new business and ensure portfolio quality by minimizing delinquencies and rejections.
Maintain strong market intelligence and understanding of retail asset products, operations, and trends.
Identify evolving market dynamics and develop channels to acquire new business.
Deliver high-quality customer service and ensure customer satisfaction.
Recommend process and policy improvements to enhance operational efficiency and service quality.

Secondary Responsibilities

Ensure compliance with internal policies and regulatory guidelines.
Foster collaboration across teams to support seamless execution of business strategies.
Promote a risk-aware culture while driving sales performance.

What We Are Looking For

Education

Graduation: Any Graduate (Full-time)
Post-graduation: MBA or PGDM (Preferred)

Experience

Minimum of 5 years of relevant experience in commercial vehicle lending or related financial services.

Skills and Attributes

Strong leadership and team management skills.
Proven ability to build and manage acquisition channels.
Deep understanding of retail lending products and market trends.
Excellent communication and relationship-building abilities.
High attention to compliance, risk management, and customer service standards.

Frequently Asked Questions

What are the eligibility criteria for the State Head-Commercial Vehicles job at IDFC FIRST Bank?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 10-18 Years years of relevant experience expected for this role.

What are the primary responsibilities of a State Head-Commercial Vehicles at IDFC FIRST Bank?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a State Head-Commercial Vehicles at IDFC FIRST Bank.

Is prior experience required for this position?

This role requires around 10-18 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the State Head-Commercial Vehicles role at IDFC FIRST Bank?

You can apply directly using the Apply Now button on this page, which will take you to IDFC FIRST Bank's application process for this role.

State Head-Commercial Vehicles

IDFC FIRST Bank — Varanasi, VARANASI