Job Description

Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JD

Business	Financial Services
Unit	Aditya Birla Capital Limited
Location	Ahmedabad
Poornata Position Number of the job		Reports to: Poornata Position Number
Poornata Position Title of the job	State Credit Head – Business Loan	Reports to: Poornata Position Title	Circle Credit Manager
Function	Credit	Reports to: Function
Department	RCMB	Reports to: Department
Date of writing/ Updation of JD	May 2026

1) Job Purpose: Write the purpose for which the job exists (in 2-3 lines)

Enhance file processing capabilities by implementing a robust credit strategy to minimize early delinquencies in regularly bouncing customers, closely monitoring behavior through tools like regional policies and a risk framework.
Achieve deeper market penetration in smaller regions by maintaining efficient turnaround times, aligning growth vision with the overarching goal to reach a portfolio value of 2 lakh crore.
Contribute to ROA through resource optimization and reduced credit losses, ensuring strict adherence to compliance and regulatory frameworks, including DSG guidelines when creating functional layers.

Enabling technology and process improvement leading to optimization of efficiency and recuing manual process.

2) Dimensions: Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job.

Business Workforce Number

CM/ACM	25
SCH/CCH	2
LEAD	1
Contract employees	6
Total	34

Unit Workforce Number

Function Workforce Number

Department Workforce Number

Other Quantitative and Important Parameters for the job: Budgets/ Volumes/No. of Products/Geography/ Markets/ Customers or any other parameter

Budget (Cr) FY 26 E closing book

Parameters	Measurement Unit	FY 22-23-A	FY 23-24-A	FY 24-25-P	Fy 26
Closing Book	Amt In Cr	40 ()	74 ()	700()	2200 ()

Volumes (no of files- logins) FY 24E

Frequently Asked Questions

What are the eligibility criteria for the State Credit Manager - Ahmedabad job at Aditya Birla Group?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 10-15 Years years of relevant experience expected for this role.

What are the primary responsibilities of a State Credit Manager - Ahmedabad at Aditya Birla Group?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a State Credit Manager - Ahmedabad at Aditya Birla Group.

Is prior experience required for this position?

This role requires around 10-15 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the State Credit Manager - Ahmedabad role at Aditya Birla Group?

You can apply directly using the Apply Now button on this page, which will take you to Aditya Birla Group's application process for this role.

State Credit Manager - Ahmedabad

Aditya Birla Group — Mumbai, MUMBAI

Job Description

Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JD

1) Job Purpose: Write the purpose for which the job exists (in 2-3 lines)

Frequently Asked Questions