Sr Data Scientist

Job Description

Position purpose

Analytics Manager will assist in building Analytical models using Machine learning to help drive predictive business decisions. Role will assist in creating Visualization Dashboards using BI Tool

And deliver regular evaluation using appropriate Analytics model

Position context & Key challenges

Position context/Job Challenges:

Position context

ABHFL has expanded in Emerging, and Tier I market across country given the volume of Leads, Login which have inflow we would need Analytics to identify which cases to pick and process that will reduce overall waste and Increase approval and decision rates and make system more efficient. Given the sourcing from different client segments and category like Prime, Affordable, and Informal segment through various channels like DSA, Referral, Builders, the pricing strategy would have to be analytics driven for better conversion among different segments. Also, the collection strategy must be analytics driven which will help predict NPA, delinquency basis client behaviours and sourcing parameters

In P&L there are cost parameters like ECL Provisioning whose impact to P&L is huge and hence these parameters need to be predicted and optimised thereby increasing overall profitability.

Key Challenges

Ability to work with stakeholders across all level understand business objectives and make sure any evaluation or finding are aligned to those business objectives

Deliver Complex and regular ad-hoc evaluation using appropriate Analytics model

Identify problem statement and render tangible solutioning specifically from optimisation of process, product, Sales Optimisation, commercials, underwriting method

Enabling Skill Sets & Qualifications

Understanding of Business Analytics Tool and techniques like Machine Learning, Statistics etc.

Hands on Experience in designing, building visually appealing and easy to Use Dashboards using Power BI

Hands-on experience with Python language knowledge of libraries for Data science like NumPy, Pandas, Matplotlib, Sea-burn, Scikit-Learn, Tensor Flow

Hands on Experience in MySQL and knowledge of working with databases

Experience of 4-5 years in Home Loans, Retail Lending products or related industry.

Educational Qualification Graduate preferably in Statistics/Mathematics, Analytics, Computer Science or related fields

Core result areas

KRA (Accountabilities) (Max 1325 Characters)

Assisting Actions (Max 1325 Characters)

KRA1

Data Visualization

Create Automated Data Visualization reports for use cases like Monitoring Daily Portfolio Movement, Client Churn, Product Portfolio health, Collection etc. for leadership group

KRA2

Predictive Analytics

Build Predictive Models for use cases like collection efficiency, delinquency, Bounce Rates, Client Churn, ECL Provisioning, NPA, Client Segmentation, Campaigns, Client Behavior etc.

KRA3

Prescriptive Analytics

Prescriptive Analytics for Decision Making under constraints use cases like Recovery Strategy, Cost Benefit Evaluation of projects, Budget etc.

KRA4

Automated Reports

Automated Activity Trackers / Business Dashboards for various functions like Sales, Risk, Finance, HR Operations etc.

This opening is for the Sr Data Scientist position in Thane.