Job Title:
Sales Officer-Retail Assets-Auto Loans
Job Details:
Business Unit: Retail Assets - Auto Loans
Team: Retail Assets - Auto Loans
Reports to: Regional Sales Manager – Auto Loan
Location: Multi-Locations
Job Function: Sales
Role Type: Individual
Direct Reportees: 0
Travel Required: Local
Job Band Range: S1-S2
JD Created Date: 30-Oct-19
JD Updated Date: 14-May-24
Job Purpose:
Responsible for distribution, documentation management post disbursement of loans, and stakeholder relationship.
Job Responsibilities:
Business Numbers: Achieve targeted business volume at given WIRR and CoA, meeting individual targets for all verticals.
Distribution: Maintain a proper distribution mix (Dealer, DSA, Branch, ADC) for channel mix and COA advantage; achieve agreed business growth and cost advantage from new geographies; maintain agreed market share.
PDD Management: Keep PDDs outstanding post 90 days of disbursement within set benchmarks.
Relationship: Conduct timely visits and maintain healthy relationships with DSA / DDSA / Zonal Heads and Regional OEM offices.
Third-party Income: Achieve targeted Insurance revenue, DSC collection, FD, CASA, and CC sourcing month on month.
Others: Ensure the team is motivated and trained (Human Resource); maintain BDR benchmark productivity of the region (Productivity).
Educational Qualifications:
Graduate/Postgraduate
Key Skills:
Sales and Influencing Skills
Banking Product & Process Knowledge
Planning and Organizing Skills
Communication
Knowledge of Competition & Current trends in the financial Industry
Experience Required:
1 Year to 5 Years
Major Stakeholders:
Sales Managers
Credit & Operations
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0 - 3 Years years of relevant experience expected for this role.
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Sales Officer-Retail Assets-LAS and EL at HDFC Bank.
This role requires around 0 - 3 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
You can apply directly using the Apply Now button on this page, which will take you to HDFC Bank's application process for this role.