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Sales Officer-Retail Assets-LAS and EL

HDFC Bank — Ahmedabad, SITAPUR

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Experience 0 - 3 Years yrs
Age 21-35 yrs
Gender Both
Salary Not Disclosed LPA
Department Sales Loans
Product Loans

Job Description

Role description

Job Title:

Sales Officer-Retail Assets-Auto Loans

 

Job Details:

Business Unit: Retail Assets - Auto Loans

Team: Retail Assets - Auto Loans

Reports to: Regional Sales Manager – Auto Loan

Location: Multi-Locations

Job Function: Sales

Role Type: Individual

Direct Reportees: 0

Travel Required: Local

Job Band Range: S1-S2

JD Created Date: 30-Oct-19

JD Updated Date: 14-May-24

 

Job Purpose:

Responsible for distribution, documentation management post disbursement of loans, and stakeholder relationship.

 

Job Responsibilities:

Business Numbers: Achieve targeted business volume at given WIRR and CoA, meeting individual targets for all verticals.

Distribution: Maintain a proper distribution mix (Dealer, DSA, Branch, ADC) for channel mix and COA advantage; achieve agreed business growth and cost advantage from new geographies; maintain agreed market share.

PDD Management: Keep PDDs outstanding post 90 days of disbursement within set benchmarks.

Relationship: Conduct timely visits and maintain healthy relationships with DSA / DDSA / Zonal Heads and Regional OEM offices.

Third-party Income: Achieve targeted Insurance revenue, DSC collection, FD, CASA, and CC sourcing month on month.

Others: Ensure the team is motivated and trained (Human Resource); maintain BDR benchmark productivity of the region (Productivity).

 

Educational Qualifications:

Graduate/Postgraduate

 

Key Skills:

Sales and Influencing Skills

Banking Product & Process Knowledge

Planning and Organizing Skills

Communication

Knowledge of Competition & Current trends in the financial Industry

 

Experience Required:

1 Year to 5 Years

 

Major Stakeholders:

Sales Managers

Credit & Operations

Frequently Asked Questions

What are the eligibility criteria for the Sales Officer-Retail Assets-LAS and EL job at HDFC Bank?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0 - 3 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Sales Officer-Retail Assets-LAS and EL at HDFC Bank?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Sales Officer-Retail Assets-LAS and EL at HDFC Bank.

Is prior experience required for this position?

This role requires around 0 - 3 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Sales Officer-Retail Assets-LAS and EL role at HDFC Bank?

You can apply directly using the Apply Now button on this page, which will take you to HDFC Bank's application process for this role.