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Job Title:
Sales Officer-Retail Assets-Gold Loan
Job Details:
Business Unit: Retail Assets - Gold Loan
Team: Retail Assets - Gold Loan
Reports to: Sales Manager – GL
Location: PAN India
Role Type: Individual
Direct Reportees: 0
Travel Required: Customer Visits
Job Band Range: S1 & S2
JD Updated Date: 05-08-2025
Job Purpose:
Responsible for sourcing business for the Gold Loan team within an allocated territory/area.
Has processing rights to book transactions in the system.
Job Responsibilities:
Sourcing Business:
Solely responsible for sourcing business through the open market.
Create a database of potential customers using lead generation tools.
Work in catchment areas to find new sales opportunities and drive revenue.
Convert Gold Loan leads generated by various internal business units.
Perform quick data entry for disbursed loans.
Relationship with Customers:
Build and develop good relationships with customers to cater to their gold loan needs.
Sustain long-lasting customer relations to focus on loan renewals.
Promotional Activities:
Generate more business by conducting promotional activities (e.g., leaflet distribution, canopy, ATM activities).
Conduct activities in residential & industrial places to create Gold Loan awareness.
Cross Selling:
Log FTR files at Local Ops/RAOPS.
Follow up with Local Ops/RAOPS to ensure timely disbursement of cases.
Educational Qualifications:
Graduate with a minimum of 50% Marks.
Key Skills:
Good Team spirit
Interpersonal skills
Time / Team Management
Good communication skills
Proactive & focused approach
Experience Required:
1 to 3 Years in the Banking and Financial Service Industry.
Major Stakeholders:
Interaction with Customers.
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0 - 3 Years years of relevant experience expected for this role.
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Sales Officer-RA Personal Loans-Prime at HDFC Bank.
This role requires around 0 - 3 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
You can apply directly using the Apply Now button on this page, which will take you to HDFC Bank's application process for this role.