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ü Person should be Self-motivated with High energy Level, Fast and Positive learning attitude and solid team player. Should have outstanding communication skill, among them Hindi and Local language along with English. Should have the good inter personal capabilities and polite attitude to handle customers. Should have outstanding people Management abilities so that he can collaborate between different department / Branches / customers well. Must be Techno Savvy and should be well versed with latest computer competencies. Should team up with Mantra of “Speed, Scale and Skill”.
ü Able to source Working capital Loan facilities to Agri Related Industries and Food Processing and Agro Processing Industries and Other Manufacturing Industry in MSME Segment and accountable for overall Quality Business along with size of business. Must have basic know-how of working capital finance along with understanding of reading balance sheet and P & L. Person also having good understanding about properties / legal will have edge over others since it is a Mortgage Business and loans are secured by properties. Jobseeker with Grasp of local area, solid networking and negotiation skill will have edge over others.
ü Sourcing of New Customers and secure month on month disbursement having ticket size from Rs. 2 crore to Rs. 25 crore. Each RM is expected to do minimum 3 New Cases per month. He is expected to meet and appoint New CAs / Financial Consultants, DMAs, Kotak Bank Branch and source business on daily basis, he has to meet at-leats 2 New Leads every working day.
ü Person should have strong follow-up Management competencies. Ensure that Customer needs and complaints are serviced at the local level with speed and quality.
ü Collaborate with trade finance ,CMS, operation, treasury , legal and branch banking team for seamless customer service
ü Closely collaborate with credit team for running customer expectation and effective risk management
ü Jobseeker should be willing to run extensively for sourcing the business as the profile is 80% of Filed Job and 20% of Office job. Must have Own Vehicle with valid driving license.
Job Criteria :
ü Post Graduate Diploma / Post Graduate in Banking and Finance / And (Major / Minor) Marketing and Finance will have edge over others
ü Solid oral and written Communication
ü Relationship Management Skill
l ü HDFC BBG RM of grade E2 and E3 are preferable.
Based in Ridmalsar Purohitan, this Relationship Manager-AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-Retail Sales role is part of Kotak Mahindra Bank.
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-5 Years years of relevant experience expected for this role.
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Relationship Manager-AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-Retail Sales at Kotak Mahindra Bank.
This role requires around 0-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
You can apply directly using the Apply Now button on this page, which will take you to Kotak Mahindra Bank's application process for this role.