Role description
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Job Title
Credit Manager-WC-SME-ST
Business Unit
Wholesale Credit-SME
Reporting To
Area Credit Manager / Regional Credit Manager / Group Leader
Job Function and Role Type
Credit, Individual Contributor, Light Travel
Version No
1.0
Position purpose
Make sure adherence to policies, processes, and procedures to sustain portfolio quality and minimize risk. Evaluate proposals, monitor vendors, and make sure timely credit decisions without compromising quality.
Key Responsibilities
Portfolio Management
Control early delinquency and mortality.
Sustain minimal NPA percentage.
Make sure CAM renewals are under control.
TAT Management
Make sure credit TAT within benchmarks.
Monitor CPA TAT adherence.
Monitoring of Vendor Performance
Appoint vendors as per business needs.
Make sure quality and timely vendor reports.
Adherence to Credit Policy and Processes
Make sure no deviations from policies or guidelines.
Deliver ground-level feedback for improvements.
MIS Evaluation
Monitor individual productivity and portfolio quality.
Handle vendor management and process improvements.
Compliance, Audit, and CRU Qualifications
Review audit and compliance queries within TAT.
Deliver local MIS responses promptly.
Education:
Chartered Accountant or MBA from a reputed institute.
Certifications:
None specified.
Key Competencies
Banking product and process knowledge, communication, industry knowledge, risk assessment, vendor management.
Major Stakeholders
Clients, Branch Banking Group, Operations, Business Teams, Audit/CRU.
This opening is for the RBB-Branch Mgr position in Pune.
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 8 - 12 Years years of relevant experience expected for this role.
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a RBB-Branch Mgr at HDFC Bank.
This role requires around 8 - 12 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
You can apply directly using the Apply Now button on this page, which will take you to HDFC Bank's application process for this role.