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Officer-Credit Intelligence & Control

HDFC Bank — Karnal, SANGLI

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Experience 0 - 1 Years yrs
Age 21-35 yrs
Gender Both
Salary Not Disclosed LPA
Department Sales Loans
Product Loans

Job Description

Role description

Job Title:

Collection Manager - Auto

 

Job Details:

Business Unit: Collections

Team: Retail Portfolio Management – Auto

Reports to: Area / Regional Collections Manager – Auto

Location: Pan India

Role Type: Individual Contributor

Direct Reportees: NIL

Travel: Light

Job Band Range: E1-E4

JD Date: 01-09-2018

 

Job Purpose:

Maximize resolution, rollbacks, normalization, recoveries.

Execute collection strategies.

Ensure process adherence.

Liaise with other departments.

 

Job Responsibilities:

Manage monthly resolution, rollback, recovery targets.

Review field follow-up, monitor agency performance.

Achieve money collection targets.

Conduct yard visits, report discrepancies.

Ensure timely allocation, field follow-up.

Address disputes, highlight sensitive accounts.

Update trails in web-collections.

Optimize agency resource usage.

Ensure recorded calls, field visit updates.

Adhere to Bank processes.

Manage cash deposit, receipt processes.

Oversee repo process.

Conduct monthly training.

Process vendor bills.

Ensure system, HHT usage.

Manage field/referral vendors.

Ensure vendor compliance.

Monitor agency performance.

Ensure DRA certification, police verification.

Ensure vendor code of conduct.

Meet yard inventory, sale targets.

Coordinate with Sales for feedback.

Coordinate with Local Operations/CPU.

Engage with Process team.

Work with Collection Agencies.

Follow bank's code of conduct.

Conduct agency code of conduct training.

Complete mandatory HR trainings.

Initiate legal action for delinquent cases.

Coordinate with legal team.

 

Educational Qualifications:

MBA/Post Graduate/Graduate

 

Key Skills:

Good communication.

Leadership for teams.

Handle deadlines, compliance.

Proficient follow-up.

Achieve targets.

 

Experience Required:

Minimum 2 years financial industry.

Managing agency/outsourced staff.

Handle customer, agency executives.

Meet targets, deadlines.

 

Major Stakeholders:

Customers

Branch Banking Team

Operations / Sales / Process / RIC / Legal

Frequently Asked Questions

What are the eligibility criteria for the Officer-Credit Intelligence & Control job at HDFC Bank?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0 - 1 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Officer-Credit Intelligence & Control at HDFC Bank?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Officer-Credit Intelligence & Control at HDFC Bank.

Is prior experience required for this position?

This role requires around 0 - 1 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Officer-Credit Intelligence & Control role at HDFC Bank?

You can apply directly using the Apply Now button on this page, which will take you to HDFC Bank's application process for this role.