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Job Title
Relationship Manager - Inventory Funding
Business Unit
RA-Inventory Funding
Reporting To
Area Head
Job Function and Role Type
Sales, Individual Contributor
Version No
2.0
Job Purpose
Manage Inventory Funding portfolio, Working Capital, and Term Loans for the designated area. Source new acquisitions to enhance business and achieve the Bank's product leadership objectives.
Key Responsibilities
Business Acquisition
Source fresh Working Capital, Term Loan, and Bank Guarantee cases from dealers; Enhance existing limits based on dealer and OEM requests; Coordinate with product, credit, operations, and supply chain teams for limit approvals and releases; Manage dealer coordination and daily activities for Inventory Funding and Cash Credit limits; Documentation; Process legal documentation for Inventory Funding, Cash Credit, Term Loan, and Bank Guarantee agreements; Follow up with dealers for document collection during annual reviews; Portfolio Maintenance; Monitor accounts for bonafide transactions and compliance with UCFC/URC/LEI requirements; Ensure timely closure of deferrals and monitor accounts to prevent overdue status; Coordinate with stock monitoring teams, dealers, and auditors for stock audits; Collection and Recovery; Recover overdue amounts through retail conversion or direct payments; Cross Sell; Promote and sell bank products such as Fixed Deposits, Cards, Merchant Machines, Current Accounts, and Loans Against Property.
Education:
Graduation required.
Certifications:
None specified.
Key Competencies
Sales and influencing skills, product and process knowledge, verbal and written communication, knowledge of competition, understanding of financial industry trends.
Major Stakeholders
Customers, manufacturers, branch banking team, operations, credit, supply chain management, product team, DFSO.
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0 - 1 Years years of relevant experience expected for this role.
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a IRM-Model Risk Mgmt-Analyst-Treasury & MR at HDFC Bank.
This role requires around 0 - 1 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
You can apply directly using the Apply Now button on this page, which will take you to HDFC Bank's application process for this role.