Debt Manager-Flows-Rural Assets

Job Description

Job Expectations

Job Criteria

Position/ Job Title:Area Sales Manager - Home Loans

Function/ Department: Retail Banking

Job Purpose:

The job entails scaling up the business for the Home Loan lending for a designated area by handing over banking needs to the customers in the most cost efficient and technology effective manner. Position will closely collaborate with Retail team - product head, operations, sales, Information technology, credit, business intelligence unit for same. This job encapsulates the responsibility of giving a seamless and fulfilling customer experience and guaranteeing IDFC First becomes the primary bank for all banking needs.

Roles & Responsibilities:

Acquisition of Home loan customers in the identified segment and reference generation from the specified catchment area.
Grow the asset under management base for home loan lending solutions and see to it that the overall revenue, cost, profitability and portfolio quality targets are met.
Collaborate with the product head home loan to ensure that the customers are offered the best-in-class solutions funding or multi-funding needs and core direct sales team are appropriately incentivized.
Design channel mix strategy and shape constructive relationships with digital marketplace partners and main alliances.
Design a fulfilling customer journey leading to customer delight and making IDFC FIRST their banking partner of choice.
Oversee distribution channel success through relationship manager training, enablement, integration of alliance channels, improved turnaround time, focused intervention on low productivity locations etc.
Secure the successful adoption of internal compliances and regulatory framework spanning the business.
Collaborate with the Head of Collections to drive down the net credit loss and delinquency metrics.

Education Qualification (Fulltime):

Graduation: Bachelor’s in engineering / Technology / Math’s / Commerce / Arts / Science / Biology / Business / Computers / Engineering / Management

Post-graduation: MBA, PGDM

Experience: 5 to 10 years of background in home loans low-income group or middle-income group.

Location for this Debt Manager-Flows-Rural Assets opening: Pandharpur.

Frequently Asked Questions

What are the eligibility criteria for the Debt Manager-Flows-Rural Assets job at IDFC FIRST Bank?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-2 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Debt Manager-Flows-Rural Assets at IDFC FIRST Bank?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Debt Manager-Flows-Rural Assets at IDFC FIRST Bank.

Is prior experience required for this position?

This role requires around 0-2 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Debt Manager-Flows-Rural Assets role at IDFC FIRST Bank?

You can apply directly using the Apply Now button on this page, which will take you to IDFC FIRST Bank's application process for this role.

IDFC FIRST Bank — Pandharpur, SOLAPUR

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