Credit Manager-Home Loans

Job Description

The Credit Manager-Home Loans position sits in the IDFC FIRST Bank office in Vapi.

Job Criteria

Job Needs

Job Title –Credit Manager – Home Loans

Business Unit – Retail Banking

Function – Credit

Job Purpose :

The job bearer has the responsibility to run a team as well as collaborate with sales team to reach target of the area assigned. The post bearer will be in direct contact with the consumers in order to establish their credit, worthiness, guaranteeing completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank.

Roles & Responsibilities:

In charge of underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and run area business volumes
Supervise a team of credit underwriters and offer guidelines
Conduct personal discussion with customers to establish credit worthiness
Control and contain front-end delinquencies by calling up customer on first presentation
Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits
Liaise with sales to deliver on targets and guarantee SLAs are met
Securing credit policy adherence to the accepted standards

Managerial & Leadership Responsibilities: -

Educational Qualifications:

Graduate – Any (Full Time)

Post Graduate – Any(Full Time)

Experience:

2 - 5 years of track record in credit.

Frequently Asked Questions

What are the eligibility criteria for the Credit Manager-Home Loans job at IDFC FIRST Bank?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-2 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Credit Manager-Home Loans at IDFC FIRST Bank?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Credit Manager-Home Loans at IDFC FIRST Bank.

Is prior experience required for this position?

This role requires around 0-2 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Credit Manager-Home Loans role at IDFC FIRST Bank?

You can apply directly using the Apply Now button on this page, which will take you to IDFC FIRST Bank's application process for this role.

IDFC FIRST Bank — Vapi, VALSAD