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The purpose of this job is to execute risk and credit operations on the basic transactions assigned, as per established frameworks and processes, making sure sound portfolio quality management. Further, this role coordinates with Sales, Operations and Technical colleagues to make sure efficient and effective risk management operations.
This role is tasked with setting up requisite underwriting and risk management frameworks and processes for robust and efficient creditworthiness and risk assessment, and consequent inputs for business decisions (loan approval/ rejection, business expansion, etc.
Execute risk and credit operations for basic transactions assigned, in adherence with defined frameworks and principles across ABHFL business lines
Liaise with relevant Legal, Technical and other verification vendors for Legal-Technical evaluations and clarifications in complex cases, as required
Execute risk operations efficiently and in a manner that enables business performance while making sure risk management imperatives
Effectively overseeing external vendors to make sure quality of reports & TAT
Make sure compliance with established risk management principles and norms; compile periodic and need based MIS, reports, escalation case documents, etc,
Work in alignment with process-driven mechanisms for coordination with the Collections/ Operations group on tracking delinquency cases and driving collections efficiently and effectively
Escalate specific/ complex cases, as required, to RCM for recovery and delinquency/ NPA avoidance
Sustain relationships with internal stakeholders for smooth coordination on complex/ escalation/ exception cases
This opening is for the Credit Manager position in Mumbai-Belapur.
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 4-6 Years years of relevant experience expected for this role.
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Credit Manager at Aditya Birla Group.
This role requires around 4-6 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
You can apply directly using the Apply Now button on this page, which will take you to Aditya Birla Group's application process for this role.