CCM FPD Centre of Prevention and Detection (CPD) Account Activity Review (AAR), AS

Job Description

Job Title: CCM FPD Centre of Prevention and Detection (CPD) Account Activity Review (AAR)

Corporate Title: Associate

Location: Mumbai, India

Position Description

• The Corporate Bank is a leading provider of cash management, trade finance trust and securities services, supporting corporate and institutional clients globally. FinTech Platform and Digital Economy (FPD) is one of the key expansion pillar of Merchant Solutions within Corporate Bank. The CCM FPD Centre of Prevention and Detection (AAR CPD) is in charge of overseeing risk-based account activity reviews spanning the FPD customer relationships. The function plays a critical job in the identification, assessment and escalation of potential financial crime, sanctions, embargo and money laundering risks, supporting Deutsche Bank's commitment to keeping up a solid and effective control environment.

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy,

• Best in class leave policy.
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your core responsibilities

•  Undertake Account Activity Reviews (AAR) and transaction-risk controls, such as AAR alert handling, four-eye review, Merchant Screening, risk-based investigation and timely escalation of sanctions, embargoes, money laundering and other financial crime concerns. 
• Support portfolio-level risk activities over FPD relationships, among them sales and pre-approval governance, NCA assessments, transaction-to-approved-flow mapping, adverse media reviews, periodic risk-review triggers, customer risk assessments and tiering, FCRC/CRMF and CRN reviews, portfolio risk read-over and quality assurance.
• Conduct detailed analysis of client organisation, account and transaction information, filtering large volumes of data against established criteria to spot risk indicators, unusual activity, control gaps and potential financial crime concerns.
• Execute controls and reviews in accordance with Deutsche Bank policies, KODs, Core Operating Procedures (KOPs) and applicable regulatory criteria, sustaining accurate documentation and audit-ready evidence.
• Support remediation and ongoing control activities, covering Merchant Screening, periodic risk reviews, client organisation tiering, onboarding/offboarding tracking, post-implementation validation and quality assurance, escalating exceptions or control issues as appropriate.
• Produce and sustain accurate management information, risk data, tracking and performance reporting, supporting effective monitoring of the FPD portfolio and AAR CPD activities.
• Contribute to process enhancement, digitization, workflow optimization, advanced analytics and responsible AI initiatives to strengthen the streamlining and effectiveness of prevention and detection activities.
• Work collaboratively throughout a diverse and geographically distributed team, exercising sound judgement, challenging appropriately and escalating risk or control concerns without delay.

Your competencies and experience

• Relevant university degree and/or equivalent professional experience
• Prior grasp/experience with regulatory and/or KYC related topics
• Prior background in Banking, ideally with an AML / Financial Crime related background (e.g. AFC, Compliance, Audit)
• Know-how and awareness of Risks associated with FPD/CCM space
• Capability to filter large volume of data & information for relevance against established criteria
• Good research and analytical capabilities, combined with a good sense of risk awareness.
• Attention to detail, accuracy, diligence and the aptitude to hand over high-quality results within tight deadlines.
• Team player with solid work ethics while able to work independently under limited supervision.
• Capable to work and collaborate within a multicultural and diverse environment.
• Fluent communication competencies in written and spoken English required.
• Good command of MS Office applications (Excel, Word, PowerPoint, Outlook) and general computer proficiency

Proven capability to use AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to secure responsible and ethical use of data and AI outputs.

How we’ll support you

• Training and development to help you excel in your career.
• Coaching and support from experts in your team.
• A culture of continuous learning to aid progression.
• A range of flexible benefits that you can tailor to suit your needs.

About us and our teams

Please visit our company website for further information:

https://www.db.com/company/company.html

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.

This CCM FPD Centre of Prevention and Detection (CPD) Account Activity Review (AAR), AS vacancy is based in Mumbai.