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Key Result Areas | Supporting Actions |
To assess and conduct detailed credit analysis and evaluation of lending proposals for discussion at CC level and decision | To evaluate the proposal by doing financial analysis, assessing sustainability of the revenue and profitability numbers, review of auditor reports to check for any red flags, promoter background check, profile check, legal and technical aspects of the property proposed to be mortgaged, reading credit rating reports to understand the view of external credit rating agencies on the group company |
To monitor the existing portfolio | To do regular monitoring of existing portfolio of accounts to assess the quality of the portfolio, identify any red flags, ensure compliance of sanction conditions and covenants stipulated in the sanction terms. To ensure compliance with OTC, PDD, covenants stipulated in the Sanction letter To keep oneself updated about any recent regulatory changes/ guidelines / notifications etc. to ensure that all the actions are timely taken to ensure effect of the above regulatory notifications / circulars are duly given to all the portfolio accounts |
To prepare regular MIS | To prepare and keep updating MIS required by Risk and Business Head for regular monitoring of portfolio and quality checks |
To engage and resolve audit queries | To engage with audit team and operations team and resolve any audit clarifications or data required by interacting with internal and external stakeholders |
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 2-5 Years years of relevant experience expected for this role.
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Business Analyst - SME Insti - Pune at Aditya Birla Group.
This role requires around 2-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
You can apply directly using the Apply Now button on this page, which will take you to Aditya Birla Group's application process for this role.