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Branch:Branch Relationship Officer

Axis Bank — Thiruvananthapuram, THIRUVANANTHAPURAM

Experience 2 - 4 Years yrs
Age 21-35 yrs
Gender Both
Salary Not Disclosed LPA
Department Sales Loans
Product Loans

Job Description

Role description

RC - Credit Officer - CVCE � Retail Credit
INTERNAL USAGE:
No. of Vacancies: Reports to:Regional Credit Manager
Is a Team leader?NTeam Size:NA
  
Grade: 
Business:Corporate CenterDepartment:�Retail CreditSub-Department:CVCE Credit
Location: 
About Retail Credit
The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes
About the Role
The CPC Credit Officer � CV/CE manages the credit activities and processes for Commercial Vehicle and Construction Equipment products under Retail Credit. The Credit Manager is responsible for smooth functioning of the Credit appraisal activities and hence managing the portfolio quality and also ensures adherence to the processes designed by the bank for Credit Processing Centre
Key Responsibilities

�         Underwriting/review of Credit Proposals including Review/Renewals of the proposals by ensuring� adherence to the standard process, Turn Around Time and decision consistency

�         Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality.

�         Maintaining accurate and up to date MIS reports, Inspection & monitoring of portfolios under various sub-segments to ensure maintenance of a healthy portfolio

�         Gather market intelligence with other financial institutions and entities to understand the market dynamics and risk trends, and to use necessary information for taking credit decisions

�         Manage the relationship with various functions and departments within the bank to ensure collaboration and alignment to organizational objectives

�         Ensure timely completion of key deliverables, audit queries and adherence to the corporate retail policy/ scheme

Qualifications

Optimal qualification for success on the job is:

�         Graduation/ Post- Graduation (MBA/ CA preferred) from a recognized institute

�         Experience of atleast 2 years in assessing credit of Commercial Vehicle and Construction Equipment Product

Role Proficiencies:

For successful execution of the job, the candidate should possess:

�         Knowledge of credit, relevant industry and product trends

�         Knowledge of regulatory guidelines and norms

�         Good communication (both verbal and written) skill in both English and the local language

�         Ability to handle pressure and meet deadlines

 

Skills

Refer to the Job Description

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Frequently Asked Questions

What are the eligibility criteria for the Branch:Branch Relationship Officer job at Axis Bank?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 2 - 4 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Branch:Branch Relationship Officer at Axis Bank?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Branch:Branch Relationship Officer at Axis Bank.

Is prior experience required for this position?

This role requires around 2 - 4 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Branch:Branch Relationship Officer role at Axis Bank?

You can apply directly using the Apply Now button on this page, which will take you to Axis Bank's application process for this role.