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Role description
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Job Title
RM - TIFG-WC
Business Unit
Infrastructure Finance
Reporting To
Unit Head - TIFG-WC / Group Leader - TIFG-WC
Job Function and Role Type
Sales, Individual Contributor, Moderate Travel Required
Version No
2.0
Position purpose
Reach overall business targets on volumes and profitability for NTB clients in Infrastructure Finance. Make sure portfolio growth and management aligned with business objectives.
Key Responsibilities
Asset Growth
Identify and scope clients for asset growth.
Make sure year-on-year asset growth as per targets.
Acquire new clients to increase the asset book.
Monitor portfolio performance using ALM, Tableau, and MIS.
Core Income
Plan and reach income targets annually.
Monitor portfolio to meet monthly revenue plans.
Maximize revenue through tailored product offerings.
Make sure growth in fee and NFB income lines.
Liability
Make sure Liability responsibilities are completed.
Key Objectives
Meet key objectives set by senior management.
Promote cross-sell of bank products and branch business.
Reach PSL/Agri targets for the portfolio.
Engage clients in digital banking initiatives.
Qualitative Objectives
Build relationships with internal and external clients.
Track client calls and make sure CRM updates.
Mentor and motivate group members to reach targets.
Monitor market trends and competition.
Housekeeping
Reach liability growth aligned with asset growth.
Act as the bank's representative for all client needs.
Collaborate with branch channels for product delivery.
Sustain a healthy portfolio with proper housekeeping.
Make sure timely resolution of NPAs and write-offs.
Oversee CAM renewals and make sure compliance with guidelines.
Education:
CA, PGDM/MBA, or Engineering from a reputed institute.
Certifications:
AMFI, NCFM, CAIIB (optional).
Key Competencies
Strong communication, financial management, selling capabilities, time management, problem-solving.
Major Stakeholders
Clients, Credit and Policy, Operations, Product Group, Retail Branch Banking, Trade/Forex/Treasury/Salary/Digital Teams.
This opening is for the BBWC-RM position in Rourkela.
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 2 - 15 Years years of relevant experience expected for this role.
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a BBWC-RM at HDFC Bank.
This role requires around 2 - 15 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
You can apply directly using the Apply Now button on this page, which will take you to HDFC Bank's application process for this role.