Associate Area Head - Delhi at Aditya Birla Group

Job Description

Key Result Areas (Max 1325 Characters)	Supporting Actions (Max 1325 Characters)
Scale business sustainably	AUM Growth YoY / QoQ Disbursement Value (INR) Vs Plan Active Customer Base Growth (%) Market Share (%) in key geographies Ticket Size (Avg Loan Amount) Growth Mix – New vs Renewal loans
Profitability & P&L Management – deliver profitable growth with cost discipline	Net Interest Margin (%) Yield on Gold Loan Portfolio (%) Cost to Income Ratio Operating Profit ROA / ROE Incremental Profit per branch
Portfolio Quality & Risk Management – required to maintain superior asset quality and collateral safety	GNPA / NNPA (%) SMA (0-30 / 31-90 days) levels Gold Loan LTV (%) adherence Auction Loss (%) Fraud Incidence (No / Value) Recover Rate (%) post delinquency
Branch Productivity – build and optimize a high performing branch network	Number of new branches opened vs plan Break even time for new branches AUM per branch Disbursement per branch / per RM Low performing branch reduction (%)
Sales Effective & Customer Acquisition – drive frontline productivity and customer reach	Disbursement per sales officers / BM Customer Acquisition cost Conversion ratio – lead to disbursement Repeat customer ratio Cross sell / Upsell Ratio
Compliance, Audit & Regulatory Adherence	RBI / Internal Audit Observation Policy Deviation Cases Gold Purity Testing Compliance Documentation Accuracy Zero Tolerance Breach Incident
People Leadership & Capability Building	Sales & branch Staff Attrition Critical Role Vacancy TAT Successor Readiness for key roles Training Coverage Productivity Improvement post training

Frequently Asked Questions

What are the eligibility criteria for the Associate Area Head - Delhi job at Aditya Birla Group?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 6-10 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Associate Area Head - Delhi at Aditya Birla Group?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Associate Area Head - Delhi at Aditya Birla Group.

Is prior experience required for this position?

This role requires around 6-10 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Associate Area Head - Delhi role at Aditya Birla Group?

You can apply directly using the Apply Now button on this page, which will take you to Aditya Birla Group's application process for this role.

Associate Area Head - Delhi

Aditya Birla Group — Delhi, NORTH DELHI

Job Description

Frequently Asked Questions