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Technical due diligence of property including conducting property visits, market survey and preparation of valuation reports as per the valuation standards.
Job Context/ Job Challenges:
Organizational Context
Key Aspects:
Part of the Aditya Birla Capital Limited, Aditya Birla Housing Finance Limited (ABHFL) is registered with the National Housing Bank as a housing finance company under the National Housing Bank Act, 1987. The company offers a complete range of housing finance solutions such as home loans, home improvement and home construction loans, balance transfer and top-up loans, loans against property and construction finance. The company acquired its license on 9th July 2014 and has aggressive growth plans.
ABHFL has grown at a steady rate while reporting good asset quality despite challenges in the operating environment. While the industry is dominated by five large groups, there has been an emergence of segments like Affordable and self-employed borrowers, given the high potential in these segments. Despite increased focus by banks, HFCs have been able to maintain their share in the mortgage market. and is poised for rapid growth and plans to grow 5X (40,000 Cr) in the next 5 years. This shall take ABHFL within the top 5 percentile of HFCs in the country.
The ABHFL Sales organization works broadly with 3 customer segments – retail (individual) customers, institutional customers (for retail and institutional loan consumers) and builders (for both retail tie-ups and construction finance), with a major share of the business coming from retail customers. Client segments can also be divided into Salaried and Self-employed, with both of these having very different preferences and needs.
Job Context
Responsible for visiting property sites and taking measurements
Conduct market survey to understand prevailing fair market value
Conducting due diligence of collaterals as per local applicable by-laws.
Update the stage progress for under construction projects as part of APF monitoring
Prepare valuation reports and update them manual / digitally.
Check property title documents and approved building plan
Key Challenges
Vendor cost as the business volume is proposed to scale up.
Geography is extending in both Tier-1 and Emerging markets
To better control over collateral standards with respect to affordable and informal segments.
Enabling Skill Sets & Qualifications
Should be Bachelor / Diploma degree in Civil Engineering.
| KRA (Accountabilities) (Max 1325 Characters) | Supporting Actions (Max 1325 Characters) | |
|---|---|---|
| KRA1 | Property visits and report preparation (APF/ Individual / Monitoring / Audit ) | Minimum 50 no. subject to Business volume |
| KRA2 | TAT | T+2 of 80% volume |
| KRA3 | Audit and compliance | As per ABHFL standards |
| KRA4 | Upskills with real estate market knowledge | Qualitative subject to reporting manager feedback |
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 3-5 Years years of relevant experience expected for this role.
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Area Technical Manager at Aditya Birla Group.
This role requires around 3-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
You can apply directly using the Apply Now button on this page, which will take you to Aditya Birla Group's application process for this role.