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Area Credit Manager - Affordable Mortgage Loans

IDFC FIRST Bank — KHORDHA, KHORDHA

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Experience 0-2 Years yrs
Age 21-35 yrs
Gender Both
Salary Not Disclosed LPA
Department Sales Loans
Product Loans

Job Description

Job Requirements

Role/ Job Title : Area Credit Manager - Affordable Mortgage Loans

Business : Retail Underwriting - Affordable Mortgage Loans

Function/ Department: Credit - underwriting

Job Purpose :

'This role entails management and maintenance of the quality of the credit portfolio pertaining to affordable mortgage loans from origination to collections while ensuring alignment with Bank's credit risk appetite and the overall credit strategy.

Roles & Responsibilities:

'1. Groom and mentor multiple Cluster teams

2. Maintaining Good portfolio quality

3. Collaboration with other stake holders in achieving business book growth

4. Maintain Highest Standard of customer experience, Governance and compliance

5. Adapt and promote Digital solutions. Find out ways to automate routine activities.

Secondary Responsibilities:

'1. Vendor Management

2. Collaborate with different stakeholders.

Managerial & Leadership Responsibilities:

'1. Mentor other credit managers and guide towards overall organisation goal and objectives.

Qualifications:

Post Graduate Degree - Graduate / Post Graduate / Professional qualification

Years of Experience:

7+ Years relevant experience



Frequently Asked Questions

What are the eligibility criteria for the Area Credit Manager - Affordable Mortgage Loans job at IDFC FIRST Bank?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-2 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Area Credit Manager - Affordable Mortgage Loans at IDFC FIRST Bank?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Area Credit Manager - Affordable Mortgage Loans at IDFC FIRST Bank.

Is prior experience required for this position?

This role requires around 0-2 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Area Credit Manager - Affordable Mortgage Loans role at IDFC FIRST Bank?

You can apply directly using the Apply Now button on this page, which will take you to IDFC FIRST Bank's application process for this role.