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The purpose of this job is:
To oversee the credit underwriting function and review of credit proposals logged in for the region
To facilitate quick turnaround of credit lending proposals in close liaison with the local credit analysts and sales teams.
To undertake necessary steps for risk mitigation, when required, while making sure adherence to legal & documentation norms & policies and highlight credit risks and mitigating actions to facilitate decision making by relevant approving authorities
To undertake ongoing review of the credit exposures to make sure that the exposure continues to be bankable.
To review and make sure documentation of the proposals and effectively monitor client creditworthiness from the pre sanction to post disbursement phase
To approve credit proposals within approving authority and recommend cases to NRM / Credit Committee for decision.
To guide, motivate and oversee a group spread across different locations and serving different business segments.
This opening is for the Area Credit Manager position in One ABC-Bengaluru-Jayanagar.
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 5-7 Years years of relevant experience expected for this role.
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Area Credit Manager at Aditya Birla Group.
This role requires around 5-7 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
You can apply directly using the Apply Now button on this page, which will take you to Aditya Birla Group's application process for this role.