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Area Credit Manager

Aditya Birla Group — BANGALORE, BANGALORE

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Experience 5-8 Years yrs
Age 21-35 yrs
Gender Both
Salary Not Disclosed LPA
Department Sales Loans
Product Loans

Job Description

The purpose of this job is:

  1. To oversee the credit underwriting function and review of  credit proposals logged in for the region 
  2. To facilitate quick turnaround of credit lending proposals in close liaison with the local credit analysts and sales teams.
  3. To undertake necessary steps for risk mitigation, when required, while ensuring adherence to legal & documentation norms & policies and highlight credit risks and mitigating actions to facilitate decision making by relevant approving authorities 
  4. To undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. 
  5. To review and ensure documentation of the proposals and effectively monitor client creditworthiness from the pre sanction to post disbursement phase
  6. To approve credit proposals within approving authority and recommend cases to NRM / Credit Committee for decision. 

To guide, motivate and manage a team spread across different locations and serving different business segments.

 

Frequently Asked Questions

What are the eligibility criteria for the Area Credit Manager job at Aditya Birla Group?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 5-8 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Area Credit Manager at Aditya Birla Group?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Area Credit Manager at Aditya Birla Group.

Is prior experience required for this position?

This role requires around 5-8 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Area Credit Manager role at Aditya Birla Group?

You can apply directly using the Apply Now button on this page, which will take you to Aditya Birla Group's application process for this role.