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Accounts Manager - Transaction Banking

ICICI Bank — Mumbai, MUMBAI

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Experience 3-6 Years yrs
Age 21-35 yrs
Gender Both
Salary Not Disclosed LPA
Department Sales Loans
Product Loans

Job Description

About the role

  The corporate ecosystem need solutions tailor made to solve their unique financial needs. As an Accounts Manager - Transaction Banking Group, you will have the opportunity to manage the Trade Finance and Cash Management requirements of corporate clients. In addition, the role encompasses servicing client requirements across the financial spectrum. Hence, it is imperative that you can analyse the available data to understand the client persona and subsequently offer the right solutions as part of the 360-degree banking framework. Leveraging technological platforms is at the core to offering a best-in-class experience to clients. The role involves enhancing the relationship value with existing customers and on-board new customers through lead generation from customers, vendors, dealers, and curated databases. 

Key Responsibilities

Increase operating income

 

Managing Transaction Banking relationships with SMEs, Corporates & PSUs with the aim to increase operating income across products.


Building relationships

 

Sourcing of new corporate relationships linked to existing relationships and their subsidiaries, joint ventures, dealers, vendors, and other linked constituents.

Collaboration

 

Ability to collaborate with multiple internal groups to provide efficient and innovative financial products to the mapped clients.

Customer service

 

Dealing with everyday corporate needs and understanding the intricacies of the products and services to ensure a seamless banking experience for the clients.


Market understanding

 

Scoping the market for opportunities and understanding the competition, industry, and economy.

Engaging with external exigencies

 

Interact with external agencies on any matters related to customers, which include but are not limited to tax authorities, police, and courts.

Client visit

 

Visit clients and prospective clients regularly and report internally on business activities.

Product recommendations

 

Recommend products or services with a clear understanding of the client’s need.


Educational Qualification

MBA/PGDM in Finance or Bachelor's Degree with experience in Trade Finance or Lending

Excellent Communication

 

Strong communication (both oral and written)

Synergize with Team

 

Willingness to work with the distributed team for on-ground support and deliver enablers as required

Interpersonal Skills

Build & maintain strong professional relationships with the customers

Market understanding

 

Ability to understand market dynamics, both at micro and macro levels. 

Domain Knowledge

 

Experience in finance, forex, and trade

About the Business Group

The Transaction Banking Group at ICICI Bank, erstwhile known as the Commercial Banking Group, services corporate clients across the country for their Cash Management and Trade Finance requirements. The group aims to service the requirements of import and export businesses (both domestic and cross-border) under Trade Finance, and payments and collections under Cash Management. Transaction Banking is deeply interlinked with clients across Large Corporate Group (LCG), Small & Medium Enterprises (SME), MSME, Government Institutions and PSUs. Clients are serviced by the on-ground team of Account Managers and Customer Service Managers, ably supported by the Product Design team. 

  


Frequently Asked Questions

What are the eligibility criteria for the Accounts Manager - Transaction Banking job at ICICI Bank?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 3-6 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Accounts Manager - Transaction Banking at ICICI Bank?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Accounts Manager - Transaction Banking at ICICI Bank.

Is prior experience required for this position?

This role requires around 3-6 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Accounts Manager - Transaction Banking role at ICICI Bank?

You can apply directly using the Apply Now button on this page, which will take you to ICICI Bank's application process for this role.