Technical Manager - Mortgage Valuation Group
ICICI Bank — Mumbai, MUMBAI
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Job Description
Position Title : Technical Officer
Role and Location Fungibility
While the role descriptions give you an overview of the responsibilities, it is only directional and
guiding in nature.
At ICICI Bank, we believe in serving our customers beyond our role definition,
product boundaries, and domain limitations through our philosophy of customer 360-degree. In
essence, this captures our belief in serving the entire banking needs of our customers as One Bank,
One Team. To achieve this, employees at ICICI Bank are expected to be role and location-fungible
with the understanding that Banking is an essential service.
About the Role:
As a Technical Officer, you are entrusted with the vital responsibility of making ICICI Bank a
preferred bank for the customers. In this role at ICICI Bank, your key responsibilities will include
evaluation of properties offered as collateral for loan applications and adherence to company
policies & regulatory requirements. This further includes conducting comprehensive assessment &
evaluation of properties using suitable methodologies of valuation & study of micro markets and
regulatory compliance to prevent frauds.
As a Technical Officer, you are expected to stay updated on industry trends, regulatory changes,
and best practices in the industry and recommend process improvement to enhance efficiency and
effectiveness.
Key Responsibilities:
Collateral Valuation: Evaluate collateral offered by borrowers to secure loans, ensuring that it
provides adequate security for the loan amount and complies with internal policies and regulatory
guidelines. Scrutiny of title document during preparation of valuation report
Decision making
Make sound decisions based on thorough analysis and risk assessment, balancing the
organization’s objectives with prudent risk management practices
Qualification
B.E/B.Tech (Civil Engineering) or equivalent degree
Key Skills:
1. Fair understanding on methodologies of valuation
2. Good written and verbal communications skills to interact with internal and external
customers
3. Candidate must foster collaborative and high-performance work environment
About the Business Group
ICICI Bank’s Mortgage Valuation Group function plays a pivotal role in the overall business strategy.
MVG caters to evaluation of properties in all loan requirements of the bank like mortgage loan,
business loan, construction funding loans etc. Mortgage Valuation Group is crucial for bank for
several reasons such as Risk Assessment & Fraud Management, Assessment of collateral cover,
Economic Growth and Regulatory Compliance.
Frequently Asked Questions
What are the eligibility criteria for the Technical Manager - Mortgage Valuation Group job at ICICI Bank?
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 1-5 Years years of relevant experience expected for this role.
What are the primary responsibilities of a Technical Manager - Mortgage Valuation Group at ICICI Bank?
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Technical Manager - Mortgage Valuation Group at ICICI Bank.
Is prior experience required for this position?
This role requires around 1-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
What skills are important for this role?
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
How do I apply for the Technical Manager - Mortgage Valuation Group role at ICICI Bank?
You can apply directly using the Apply Now button on this page, which will take you to ICICI Bank's application process for this role.
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