Valuer-Gold Loan at IDFC FIRST Bank

Job Description

The Valuer-Gold Loan position sits in the IDFC FIRST Bank office in Chittoor.

Job Criteria

About the Position

The Valuer – Gold Loan plays a critical job in ensuring the accuracy and integrity of gold loan valuations throughout branches pan-India. This job involves assessing the purity and value of gold collateral, supporting disbursal processes, conducting audits, and training branch staff. The incumbent is expected to uphold the highest standards of ethics, confidentiality, and compliance while contributing to customer acquisition and operational streamlining.

Main Responsibilities

Primary Responsibilities

Conduct gold loan valuations using standardized methods and tools.
Execute thorough checks to assess the purity of gold collateral.
Ensure timely disbursal of cases within defined turnaround times (TAT).
Visit nearby branches for stock audits and valuation activities.
Monitor delinquent cases and support branches in overseeing portfolio quality.
Produce training sessions to branch staff on gold loan valuation and fraud awareness.
Keep up integrity and transparency in all transactions, avoiding any direct or indirect personal interest.
Conduct customer reference checks with sincerity and professionalism.
Uphold confidentiality of customer information and secure it is not shared with competitors.
Adhere strictly to company policies and ensure they are not disclosed outside the organization.
Safeguard company assets provided for job responsibilities.

Secondary Responsibilities

Collaborate with internal teams to guarantee smooth functioning of valuation processes.
Support marketing and customer engagement efforts as needed.
Participate in ad-hoc activities as required by the department.

What We Are Looking For

Education

Graduation: Full time graduate in any discipline from a recognised institution.
Post-graduation: Postgraduate in any discipline from a recognised institution.

Experience

Minimum of 2-5 years of prior exposure to gold valuation or related roles within retail banking or financial services is desirable within BFSI industry.

Abilities and Attributes

Solid know-how of gold purity assessment and valuation techniques.
High ethical standards and commitment to confidentiality.
First-rate communication and training capabilities.
Aptitude to travel spanning regions and work in field conditions.
Proficiency in MS Word, Excel, and PowerPoint.
Solid sense of responsibility and adherence to company policies.

Frequently Asked Questions

What are the eligibility criteria for the Valuer-Gold Loan job at IDFC FIRST Bank?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 2-5 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Valuer-Gold Loan at IDFC FIRST Bank?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Valuer-Gold Loan at IDFC FIRST Bank.

Is prior experience required for this position?

This role requires around 2-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Valuer-Gold Loan role at IDFC FIRST Bank?

You can apply directly using the Apply Now button on this page, which will take you to IDFC FIRST Bank's application process for this role.

Valuer-Gold Loan

IDFC FIRST Bank — Mumbai, MUMBAI