Valuer-Gold Loan at IDFC FIRST Bank

Job Description

Job Expectations

About the Post

The Valuer – Gold Loan plays a critical position in securing the accuracy and integrity of gold loan valuations spanning branches pan-India. This position involves assessing the purity and value of gold collateral, supporting disbursal processes, conducting audits, and training branch staff. The incumbent is expected to uphold the highest standards of ethics, confidentiality, and compliance while contributing to customer acquisition and operational effectiveness.

Key Responsibilities

Primary Responsibilities

Conduct gold loan valuations using standardized methods and tools.
Carry out thorough checks to assess the purity of gold collateral.
Secure timely disbursal of cases within defined turnaround times (TAT).
Visit nearby branches for stock audits and valuation activities.
Monitor delinquent cases and support branches in running portfolio quality.
Provide training sessions to branch staff on gold loan valuation and fraud awareness.
Uphold integrity and transparency in all transactions, avoiding any direct or indirect personal interest.
Conduct customer reference checks with sincerity and professionalism.
Uphold confidentiality of client organisation information and guarantee it is not shared with competitors.
Adhere strictly to company policies and secure they are not disclosed outside the organization.
Safeguard company assets provided for job responsibilities.

Secondary Responsibilities

Collaborate with internal teams to ensure smooth functioning of valuation processes.
Support marketing and customer engagement efforts as needed.
Participate in ad-hoc activities as required by the department.

What We Are Looking For

Education

Graduation: Full time graduate in any discipline from a recognised institution.
Post-graduation: Postgraduate in any discipline from a recognised institution.

Experience

Minimum of 2 years of prior background in gold valuation or related roles within retail banking or financial services is desirable within BFSI industry.

Competencies and Attributes

Sound understanding of gold purity assessment and valuation techniques.
High ethical standards and commitment to confidentiality.
Outstanding communication and training abilities.
Capacity to travel over regions and work in field conditions.
Proficiency in MS Word, Excel, and PowerPoint.
Sound sense of responsibility and adherence to company policies.

Location for this Valuer-Gold Loan opening: Lucknow.

Frequently Asked Questions

What are the eligibility criteria for the Valuer-Gold Loan job at IDFC FIRST Bank?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 5-10 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Valuer-Gold Loan at IDFC FIRST Bank?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Valuer-Gold Loan at IDFC FIRST Bank.

Is prior experience required for this position?

This role requires around 5-10 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Valuer-Gold Loan role at IDFC FIRST Bank?

You can apply directly using the Apply Now button on this page, which will take you to IDFC FIRST Bank's application process for this role.

Valuer-Gold Loan

IDFC FIRST Bank — Lucknow, LUCKNOW