Territory Manager-RCU

Job Description

Job Requirements

About the Role

As an Territory Manager – RCU, you will be responsible for overseeing all Risk Control Unit activities across your assigned area within the respective division. This includes managing fraud control, field verifications, audits, and risk mitigation processes. You will play a key role in ensuring data integrity, process compliance, and fraud prevention, while collaborating with other departments to deliver secure and customer-centric services.

Key Responsibilities

Primary Responsibilities

Managing the product assigned and performing activities like screening/ sampling, hunter checks, onboarding checks, proactive checks, vendor coordination, off roll interviews, etc.
Data management and MIS reports management.
Vendor follow-ups and closure of assigned tasks within the defined timelines.
Ensuring timely reporting of incidents to Line Managers.
Assimilate facts in investigations and outline initial report draft.
Product and RCU activities in-depth knowledge.
Performing control activities to prevent market trends/ fraud risk.
Field visits for investigation, pre disbursement sampling verification for authenticity of documents, profile verifications, undertake referred cases investigations.
Training off roll resources on best practices and standardized process adherence.
Identifying process gaps and highlighting the same to seniors for corrective actions.
Engagement with internal stakeholders for smooth functionality of BAU activities
Law Enforcement liaising with police authorities of jurisdiction and having close coordination.
Effective Management of RCU function of activities of assigned products for the respective locations being handled.
Preventing reputational risk and addressing critical situations at the branches/ loan centers/ Hubs etc.
Vetting of external vendors and outsourced staffs covering various departments and products assigned prior onboarding.
Vendor Billing Management and cost control.

Secondary Responsibilities

Collaborate with cross-functional teams to enhance product and service offerings.
Recommend process improvements to strengthen risk controls and operational efficiency.

What We Are Looking For

Education

Graduate in any discipline
Postgraduate: MBA in Finance preferred

Experience

4–8 years of experience in RCU, fraud control, or risk management

Skills and Attributes

Strong analytical and investigative skills
Deep understanding of retail banking risk processes
Excellent communication and stakeholder management
Ability to lead teams and drive compliance culture
Proficiency in managing audits, MIS, and fraud detection systems

Frequently Asked Questions

What are the eligibility criteria for the Territory Manager-RCU job at IDFC FIRST Bank?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 5-10 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Territory Manager-RCU at IDFC FIRST Bank?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Territory Manager-RCU at IDFC FIRST Bank.

Is prior experience required for this position?

This role requires around 5-10 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Territory Manager-RCU role at IDFC FIRST Bank?

You can apply directly using the Apply Now button on this page, which will take you to IDFC FIRST Bank's application process for this role.

IDFC FIRST Bank — Bengaluru, BENGALURU