Territory Manager-Personal Loan (Partner Business)
IDFC FIRST Bank — Mumbai, MUMBAI
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Job Description
The Territory Manager-Personal Loan (Partner Business) position sits in the IDFC FIRST Bank office in Indore.
Job Criteria About the Position
Territory Manager – Personal Loan (Partner Business) is in charge of sourcing personal loans through market channels such as DSAs (Direct Selling Agents), DSTs (Direct Sales Teams), Connectors, and existing partners. The post involves developing and handling a high-quality loan portfolio while leading a team and keeping up solid relationships with channel partners. The incumbent must secure compliance with internal policies and regulatory guidelines, balancing sales effectiveness with risk management to contribute to the bank’s broader objectives.
Key Responsibilities
Primary Responsibilities
- Source personal loan business from market channels such as DSAs, DSTs, Connectors, and existing partners.
- Establish and keep up a high-quality loan portfolio by minimizing delinquencies and rejections.
- Stay updated on retail asset products, operational processes, and current market trends.
- Spot evolving market dynamics and create channels to acquire new business.
- Hand over high-quality customer service throughout all touchpoints.
Secondary Responsibilities
- Recommend process and policy improvements within the Retail Banking function to enhance operational effectiveness and service quality.
- Foster collaboration and effective communication spanning teams and stakeholders.
- Guarantee strict adherence to organizational policies and regulatory guidelines.
What We Are Looking For
Education
- Graduate in any discipline (mandatory)
Experience
- 3 years of exposure to personal loans, specifically in connector/channel business
Abilities and Attributes
- Solid understanding of retail lending products and market practices
- Proven aptitude to run and grow channel partnerships
- Strong communication and relationship management competencies
- Capability to lead teams and drive performance
- Customer-centric mindset with a concentrate on quality and compliance
Frequently Asked Questions
What are the eligibility criteria for the Territory Manager-Personal Loan (Partner Business) job at IDFC FIRST Bank?
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-2 Years years of relevant experience expected for this role.
What are the primary responsibilities of a Territory Manager-Personal Loan (Partner Business) at IDFC FIRST Bank?
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Territory Manager-Personal Loan (Partner Business) at IDFC FIRST Bank.
Is prior experience required for this position?
This role requires around 0-2 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
What skills are important for this role?
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
How do I apply for the Territory Manager-Personal Loan (Partner Business) role at IDFC FIRST Bank?
You can apply directly using the Apply Now button on this page, which will take you to IDFC FIRST Bank's application process for this role.
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