Territory Manager-Loan against Property
IDFC FIRST Bank — Mumbai, MUMBAI
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Job Description
The Territory Manager-Loan against Property position sits in the IDFC FIRST Bank office in Karnal.
Job Criteria About the Position
The Territory Manager - Loan Against Property is in charge of sourcing loans from the market using DSAs/DSTs and existing channel partners, while establishing a quality portfolio. This post involves overseeing a team, upholding sound relationships, fostering cooperation, and communicating efficiently over different mediums. The position holder must secure adherence to policies and guidelines, executing tasks in a manner that supports sales and mitigates risk, thereby contributing to the bank's broader objectives.
Key Responsibilities
Primary Responsibilities
- Source and oversee channels from the market and acquire business from them.
- Secure a quality portfolio by minimizing delinquency and rejection.
- Possess extensive grasp and understanding of retail assets, products, operations, and current market trends.
- Spot changing market trends and create channels for acquiring business while giving high-quality customer service.
- Recommend improvements to processes and policies throughout the Retail Banking business to drive operational efficiencies and enhance customer service.
Secondary Responsibilities
- Create an environment for the team to centre on digital enablement to holistically fulfill customer needs.
- Drive initiatives to meet the bank's rapid progress targets.
What We Are Looking For
Education
- Relevant educational qualifications in finance, business administration, or related fields.
Experience
- Proven 2-5 years’ background in BFSI, particularly in loan against property.
- Exposure to running teams and partnering with DSAs/DSTs and channel partners.
Competencies and Attributes
- Sound relationship management and communication capabilities.
- Aptitude to foster cooperation and work productively throughout different mediums.
- Sales-oriented with a risk-averse approach.
- Know-how of digital enablement and customer-centric strategies.
- Analytical mindset with the capability to spot market trends and recommend improvements.
Frequently Asked Questions
What are the eligibility criteria for the Territory Manager-Loan against Property job at IDFC FIRST Bank?
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 2-5 Years years of relevant experience expected for this role.
What are the primary responsibilities of a Territory Manager-Loan against Property at IDFC FIRST Bank?
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Territory Manager-Loan against Property at IDFC FIRST Bank.
Is prior experience required for this position?
This role requires around 2-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
What skills are important for this role?
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
How do I apply for the Territory Manager-Loan against Property role at IDFC FIRST Bank?
You can apply directly using the Apply Now button on this page, which will take you to IDFC FIRST Bank's application process for this role.
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