Territory Manager-Loan against - IDFC FIRST Bank

Job Description

IDFC FIRST Bank is looking for a Territory Manager-Loan against Property to join the team in Dehradun.

Job Expectations

About the Post

The Territory Manager – Loan Against Property is accountable for sourcing loans through market channels such as DSAs, DSTs, and existing partners. The job involves creating and sustaining a high-quality loan portfolio, handling a team, and fostering sound relationships throughout stakeholders. The Territory Manager must secure compliance with internal policies and guidelines while balancing sales objectives with risk management to support the broader goals of the bank.

Key Responsibilities

Primary Responsibilities

Source and oversee business channels from the market to acquire new loan customers.
Establish and keep up a quality loan portfolio by minimizing delinquencies and rejections.
Guarantee adherence to internal policies and regulatory guidelines.

Secondary Responsibilities

Stay updated with retail asset products, operational processes, and market trends.
Pinpoint evolving market dynamics and shape channels to enhance business acquisition.
Provide high-quality customer service and recommend process improvements to drive operational effectiveness.

What We Are Looking For

Education

Graduation: Any discipline

Experience

Minimum 2-5 years of relevant track record in loan sourcing or retail banking

Capabilities and Attributes

Robust understanding of retail asset products and market trends
First-rate communication and relationship management capabilities
Aptitude to lead teams and collaborate spanning functions.
Customer-centric approach with a concentrate on quality and compliance

Frequently Asked Questions

What are the eligibility criteria for the Territory Manager-Loan against Property job at IDFC FIRST Bank?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 2-5 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Territory Manager-Loan against Property at IDFC FIRST Bank?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Territory Manager-Loan against Property at IDFC FIRST Bank.

Is prior experience required for this position?

This role requires around 2-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Territory Manager-Loan against Property role at IDFC FIRST Bank?

You can apply directly using the Apply Now button on this page, which will take you to IDFC FIRST Bank's application process for this role.

Territory Manager-Loan against Property

IDFC FIRST Bank — Dehradun, DEHRADUN