Territory Manager-Loan against Property
IDFC FIRST Bank — Mumbai, MUMBAI
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Job Description
Job Criteria About the Position
The Territory Manager – Loan Against Property is in charge of sourcing loans through market channels such as DSAs, DSTs, and existing partners. The post involves developing and upholding a high-quality loan portfolio, running a team, and fostering solid relationships over stakeholders. The Territory Manager must ensure compliance with internal policies and guidelines while balancing sales objectives with risk management to support the broader goals of the bank.
Main Responsibilities
Primary Responsibilities
- Source and handle business channels from the market to acquire new loan customers.
- Create and sustain a quality loan portfolio by minimizing delinquencies and rejections.
- Secure adherence to internal policies and regulatory guidelines.
Secondary Responsibilities
- Stay updated with retail asset products, operational processes, and market trends.
- Recognise evolving market dynamics and build channels to enhance business acquisition.
- Produce high-quality customer service and recommend process improvements to drive operational streamlining.
What We Are Looking For
Education
- Graduation: Any discipline
Experience
- Minimum 3 years of relevant background in loan sourcing or retail banking
Competencies and Attributes
- Sound understanding of retail asset products and market trends
- Strong communication and relationship management competencies
- Capability to lead teams and collaborate throughout functions.
- Customer-centric approach with a centre on quality and compliance
Based in Kota, this Territory Manager-Loan against Property role is part of IDFC FIRST Bank.
Frequently Asked Questions
What are the eligibility criteria for the Territory Manager-Loan against Property job at IDFC FIRST Bank?
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-2 Years years of relevant experience expected for this role.
What are the primary responsibilities of a Territory Manager-Loan against Property at IDFC FIRST Bank?
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Territory Manager-Loan against Property at IDFC FIRST Bank.
Is prior experience required for this position?
This role requires around 0-2 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
What skills are important for this role?
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
How do I apply for the Territory Manager-Loan against Property role at IDFC FIRST Bank?
You can apply directly using the Apply Now button on this page, which will take you to IDFC FIRST Bank's application process for this role.