Territory Manager-Business Loan
IDFC FIRST Bank — Ludhiana, LUDHIANA
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Job Description
Job Expectations About the Post
The Territory Manager is accountable for sourcing loans through Direct Selling Agents (DSAs) and existing channel partners, while establishing and keeping up a high-quality loan portfolio. Based in Mumbai, the position involves handling a team, fostering sound relationships, and guaranteeing effective communication over different channels. The position holder must secure strict adherence to internal policies and regulatory guidelines, balancing business progress with risk management to support the broader objectives of the bank.
Main Responsibilities
Primary Responsibilities
- Source and handle business through DSAs and other market channels.
- Acquire new customers and ensure consistent loan disbursement volumes.
- Sustain a high-quality loan portfolio by minimizing delinquencies and rejections.
- Stay updated on retail asset products, operations, and current market trends.
- Pinpoint evolving market dynamics and shape strategies for channel development and customer acquisition.
- Provide high-quality customer service and secure customer satisfaction.
- Recommend improvements to sales processes and policies to enhance operational streamlining and service quality.
Secondary Responsibilities
- Collaborate with internal teams to support automation and digital initiatives.
- Contribute to the bank’s expansion targets by supporting strategic sales and service initiatives.
What We Are Looking For
Education
- Graduate in any discipline.
- Postgraduate qualification is preferred.
Experience
- Minimum 2 to 5 years of relevant exposure to sales, preferably within the BFSI (Banking, Financial Services, and Insurance) sector.
Abilities and Attributes
- Solid understanding of retail lending products and credit operations.
- Proven aptitude to run sales channels and drive business expansion.
- Outstanding verbal and written communication abilities in English are essential..
- Analytical mindset with a concentrate on portfolio quality and risk management.
- Aptitude to lead teams and work together with multiple stakeholders.
- High level of integrity and commitment to compliance.
Location for this Territory Manager-Business Loan opening: Ludhiana.
Frequently Asked Questions
What are the eligibility criteria for the Territory Manager-Business Loan job at IDFC FIRST Bank?
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 2-5 Years years of relevant experience expected for this role.
What are the primary responsibilities of a Territory Manager-Business Loan at IDFC FIRST Bank?
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Territory Manager-Business Loan at IDFC FIRST Bank.
Is prior experience required for this position?
This role requires around 2-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
What skills are important for this role?
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
How do I apply for the Territory Manager-Business Loan role at IDFC FIRST Bank?
You can apply directly using the Apply Now button on this page, which will take you to IDFC FIRST Bank's application process for this role.
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