Territory Manager-2 Wheeler Loan
IDFC FIRST Bank — Bargarh, BARGARH
Apply Now
Job Description
Job Expectations About the Post
The Territory Manager – 2-Wheeler Loans is accountable for sourcing and handling loan business through dealers, and existing channel partners. The post concentrates on establishing a high-quality loan portfolio while ensuring adherence to internal policies and regulatory guidelines. The position holder is expected to lead a team, uphold sound market relationships, and drive business expansion in a sales-supportive yet risk-conscious manner, contributing to the broader objectives of the bank’s retail lending business.
Core Responsibilities
Primary Responsibilities
- Source and run business through dealers, and other market channels.
- Acquire new customers and guarantee consistent loan disbursement volumes.
- Uphold a high-quality loan portfolio by minimizing delinquencies and rejections.
- Monitor and guide channel partners to ensure alignment with business goals.
- Stay updated on retail asset products, operational processes, and market trends.
- Spot evolving market dynamics and create strategies for channel development and customer acquisition.
- Ensure adherence to all internal policies, processes, and compliance guidelines.
Secondary Responsibilities
- Recommend improvements to sales processes and credit policies to enhance operational productivity and customer service quality.
- Foster collaboration over departments to ensure seamless service delivery and customer satisfaction.
- To enhance the sourcing from the strategic alliances and direct channels.
What We Are Looking For
Education
- Graduate in any discipline.
- Postgraduate qualification (MBA/PGDM) is preferred.
Experience
- Minimum 2 years of relevant exposure to retail lending, preferably in 2-wheeler loans or similar asset-based financing.
Abilities and Attributes
- Solid understanding of retail lending products and credit operations.
- Outstanding verbal and written communication abilities in English are essential.
- Proven capacity to handle sales channels and drive business progress.
- Strong communication, negotiation, and relationship management competencies.
- Analytical mindset with a specialise in portfolio quality and risk management.
- Capacity to lead teams and liaise with multiple stakeholders.
- High level of integrity and commitment to compliance.
Based in Bargarh, this Territory Manager-2 Wheeler Loan role is part of IDFC FIRST Bank.
Frequently Asked Questions
What are the eligibility criteria for the Territory Manager-2 Wheeler Loan job at IDFC FIRST Bank?
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 2-5 Years years of relevant experience expected for this role.
What are the primary responsibilities of a Territory Manager-2 Wheeler Loan at IDFC FIRST Bank?
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Territory Manager-2 Wheeler Loan at IDFC FIRST Bank.
Is prior experience required for this position?
This role requires around 2-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
What skills are important for this role?
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
How do I apply for the Territory Manager-2 Wheeler Loan role at IDFC FIRST Bank?
You can apply directly using the Apply Now button on this page, which will take you to IDFC FIRST Bank's application process for this role.
Chat us
Call us