Territory Manager-2 Wheeler Loan
IDFC FIRST Bank — Murshidabad, MURSHIDABAD
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Job Description
Job Needs About the Job
The Territory Manager – 2-Wheeler Loans is tasked with sourcing and overseeing loan business through dealers, and existing channel partners. The job specialises in developing a high-quality loan portfolio while securing adherence to internal policies and regulatory guidelines. The post holder is expected to lead a team, sustain robust market relationships, and drive business progress in a sales-supportive yet risk-conscious manner, contributing to the broader objectives of the bank’s retail lending business.
Main Responsibilities
Primary Responsibilities
- Source and handle business through dealers, and other market channels.
- Acquire new customers and ensure consistent loan disbursement volumes.
- Sustain a high-quality loan portfolio by minimizing delinquencies and rejections.
- Monitor and guide channel partners to secure alignment with business goals.
- Stay updated on retail asset products, operational processes, and market trends.
- Recognise evolving market dynamics and build strategies for channel development and customer acquisition.
- Secure adherence to all internal policies, processes, and compliance guidelines.
Secondary Responsibilities
- Recommend improvements to sales processes and credit policies to enhance operational streamlining and customer service quality.
- Foster collaboration throughout departments to secure seamless service delivery and customer satisfaction.
- To upgrade the sourcing from the strategic alliances and direct channels.
What We Are Looking For
Education
- Graduate in any discipline.
- Postgraduate qualification (MBA/PGDM) is preferred.
Experience
- Minimum 2 years of relevant background in retail lending, preferably in 2-wheeler loans or similar asset-based financing.
Competencies and Attributes
- Sound understanding of retail lending products and credit operations.
- Strong verbal and written communication competencies in English are essential.
- Proven capability to oversee sales channels and drive business development.
- First-rate communication, negotiation, and relationship management capabilities.
- Analytical mindset with a centre on portfolio quality and risk management.
- Capability to lead teams and collaborate with multiple stakeholders.
- High level of integrity and commitment to compliance.
Location for this Territory Manager-2 Wheeler Loan opening: Murshidabad.
Frequently Asked Questions
What are the eligibility criteria for the Territory Manager-2 Wheeler Loan job at IDFC FIRST Bank?
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-2 Years years of relevant experience expected for this role.
What are the primary responsibilities of a Territory Manager-2 Wheeler Loan at IDFC FIRST Bank?
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Territory Manager-2 Wheeler Loan at IDFC FIRST Bank.
Is prior experience required for this position?
This role requires around 0-2 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
What skills are important for this role?
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
How do I apply for the Territory Manager-2 Wheeler Loan role at IDFC FIRST Bank?
You can apply directly using the Apply Now button on this page, which will take you to IDFC FIRST Bank's application process for this role.
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