Territory Manager-2 Wheeler Loan at IDFC FIRST Bank

Job Description

Job Requirements

About the Role

The Territory Manager – 2-Wheeler Loans is responsible for sourcing and managing loan business through dealers, and existing channel partners. The role focuses on building a high-quality loan portfolio while ensuring adherence to internal policies and regulatory guidelines. The role holder is expected to lead a team, maintain strong market relationships, and drive business growth in a sales-supportive yet risk-conscious manner, contributing to the broader objectives of the bank’s retail lending business.

Key Responsibilities

Primary Responsibilities

Source and manage business through dealers, and other market channels.
Acquire new customers and ensure consistent loan disbursement volumes.
Maintain a high-quality loan portfolio by minimizing delinquencies and rejections.
Monitor and guide channel partners to ensure alignment with business goals.
Stay updated on retail asset products, operational processes, and market trends.
Identify evolving market dynamics and develop strategies for channel development and customer acquisition.
Ensure adherence to all internal policies, processes, and compliance guidelines.

Secondary Responsibilities

Recommend improvements to sales processes and credit policies to enhance operational efficiency and customer service quality.
Foster collaboration across departments to ensure seamless service delivery and customer satisfaction.
To improve the sourcing from the strategic alliances and direct channels.

What We Are Looking For

Education

Graduate in any discipline.
Postgraduate qualification (MBA/PGDM) is preferred.

Experience

Minimum 2 years of relevant experience in retail lending, preferably in 2-wheeler loans or similar asset-based financing.

Skills and Attributes

Strong understanding of retail lending products and credit operations.
Excellent verbal and written communication skills in English are essential.
Proven ability to manage sales channels and drive business growth.
Excellent communication, negotiation, and relationship management skills.
Analytical mindset with a focus on portfolio quality and risk management.
Ability to lead teams and coordinate with multiple stakeholders.
High level of integrity and commitment to compliance.

Frequently Asked Questions

What are the eligibility criteria for the Territory Manager-2 Wheeler Loan job at IDFC FIRST Bank?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-2 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Territory Manager-2 Wheeler Loan at IDFC FIRST Bank?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Territory Manager-2 Wheeler Loan at IDFC FIRST Bank.

Is prior experience required for this position?

This role requires around 0-2 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Territory Manager-2 Wheeler Loan role at IDFC FIRST Bank?

You can apply directly using the Apply Now button on this page, which will take you to IDFC FIRST Bank's application process for this role.

Territory Manager-2 Wheeler Loan

IDFC FIRST Bank — Haridwar, HARIDWAR