State Head-Personal Loan (Partner Business)
IDFC FIRST Bank — Delhi, NORTH DELHI
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Job Description
Job Needs About the Job
State Head – Personal Loan (Partner Business) is tasked with leading the personal loan business throughout the assigned state(s), with a centre on partner-driven channels. This post involves driving revenue expansion, expanding cross-sell openings, and creating strategic partnerships with dealers, OEMs, and other channel partners. The position also includes working closely with digital marketing, product, and analytics teams to enhance customer penetration, strengthen portfolio quality, and hand over differentiated offerings.
Main Responsibilities
Primary Responsibilities
- Lead the personal loan business over the state, focusing on revenue expansion per existing customer.
- Guide the distribution of cross-sell products to deliver on volume targets.
- Collaborate with the Digital Marketing team to drive customer acquisition through digital channels.
- Develop and nurture strategic partnerships with core dealers, OEMs, and channel/product partners to increase portfolio penetration.
- Monitor portfolio performance and give actionable findings to the Product and Sales teams for course correction.
- Support the Product team in creating differentiated offerings in the Business Loan category to drive progress.
- Partner with the Business Analytics team to pinpoint cross-sell prospects and enhance customer engagement.
Secondary Responsibilities
- Foster a culture of continuous improvement through automation and digital enablement.
- Secure effective resource planning and utilization to support business progress.
- Promote a customer-centric approach throughout all business activities.
What We Are Looking For
Education
- Graduate (Full-time) – Any discipline
Experience
- Minimum 5yrs exposure to BFSI
Abilities and Attributes
- Solid leadership and team management competencies
- First-rate relationship-developing and stakeholder management abilities
- Strategic thinking with a centre on digital and partner-led progress
- Solid analytical and decision-making capabilities
- Aptitude to drive innovation and customer-centric initiatives
- Effective communication and collaboration abilities
This State Head-Personal Loan (Partner Business) vacancy is based in Delhi.
Frequently Asked Questions
What are the eligibility criteria for the State Head-Personal Loan (Partner Business) job at IDFC FIRST Bank?
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 5-10 Years years of relevant experience expected for this role.
What are the primary responsibilities of a State Head-Personal Loan (Partner Business) at IDFC FIRST Bank?
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a State Head-Personal Loan (Partner Business) at IDFC FIRST Bank.
Is prior experience required for this position?
This role requires around 5-10 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
What skills are important for this role?
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
How do I apply for the State Head-Personal Loan (Partner Business) role at IDFC FIRST Bank?
You can apply directly using the Apply Now button on this page, which will take you to IDFC FIRST Bank's application process for this role.
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