Sales Manager-Used 2 Wheeler Loan

Job Description

Job Requirements

About the Role

As a Sales Manager – Used Two-Wheeler Loan , you will be responsible for scaling the two-wheeler lending business within a designated area. The role focuses on acquiring customers, growing the asset base, and delivering banking solutions in a cost-efficient and technology-driven manner. You will collaborate closely with cross-functional teams including Product, Operations, Sales, IT, Credit, and BIU to ensure a seamless customer experience and position IDFC FIRST Bank as the preferred banking partner.

Key Responsibilities

Primary Responsibilities

Acquire customers for used two-wheeler loans within the identified segment and generate references from the designated catchment area.
Grow the Assets Under Management (AUM) base for two-wheeler lending solutions while meeting revenue, cost, profitability, and portfolio quality targets.
Collaborate with the Product Head – Two-Wheeler Loans to deliver best-in-class funding solutions and ensure key DSTs are appropriately incentivized.
Ensure portfolio quality by minimizing delinquencies and rejections.
Monitor and adapt to changing market trends and develop channels for business acquisition.

Secondary Responsibilities

Provide high-quality customer service and design a fulfilling customer journey that leads to customer delight.
Promote IDFC FIRST Bank as the primary banking partner for customers.
Ensure adherence to internal compliance and regulatory frameworks across the business.
Maintain extensive knowledge of retail asset products and operations.

What We Are Looking For

Education

Graduation: Any discipline
Post Graduation (preferred)

Experience

Minimum 2 years of relevant experience in retail lending or financial services, preferably in two-wheeler or vehicle loans.

Skills and Attributes

Excellent verbal and written communication skills in English are essential.
Ability to identify and respond to market trends and customer needs.
Excellent collaboration and stakeholder management skills.
Customer-centric mindset with a focus on delivering superior service.
Compliance-oriented with a commitment to regulatory standards.
Results-driven with a focus on portfolio quality and business growth.

Frequently Asked Questions

What are the eligibility criteria for the Sales Manager-Used 2 Wheeler Loan job at IDFC FIRST Bank?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-2 Years years of relevant experience expected for this role.

What are the primary responsibilities of a Sales Manager-Used 2 Wheeler Loan at IDFC FIRST Bank?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Sales Manager-Used 2 Wheeler Loan at IDFC FIRST Bank.

Is prior experience required for this position?

This role requires around 0-2 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the Sales Manager-Used 2 Wheeler Loan role at IDFC FIRST Bank?

You can apply directly using the Apply Now button on this page, which will take you to IDFC FIRST Bank's application process for this role.

IDFC FIRST Bank — Balasore, BALESHWAR