Relationship Manager - Business Lending (Emerging Market)
IDFC FIRST Bank — Mumbai, MUMBAI
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Job Description
Job Requirements Job Requirements
Role/ Job Title: Relationship Manager - Rural Business Banking
Function/ Department: Retail Banking
Job Purpose:
The role entails providing financial solutions to meet the working requirements of Rural business banking customers and ensuring best-in-class relationship management and customer experience to become their banking partner of choice. The role bearer is responsible for asset NTB client acquisition along with liabilities and FX deepening. The role will closely collaborate with the product and operations teams to drive effective customer acquisition, servicing, and deepening.
Roles & Responsibilities:
Primary Responsibilities:
- Responsible for acquiring new customers for business banking with a detailed understanding of credit assessment.
- Knowledge on liability, Forex, trade and client relationships, delinquency management, relationship management, and an analytical mindset.
- Managing the portfolio effectively through continuous monitoring of accounts and renewals, enhancement, retention and ensuring portfolio hygiene with minimal open deferral and covenants.
- Develop a superior working relationship with branch banking for cross-leveraging & synergy optimization and work within the overall bank ecosystem with other stakeholders.
- Evaluate the growth strategy based on competitor analysis and feedback from different channels and customers.
- Recommend process changes to improve service efficiency and quality across the branch network.
- Demonstrated ability in sales planning and conceptualizing promotions and marketing initiatives.
- Understanding of financial statements, credit Assessment and title-security documents
Secondary Responsibilities:
- Contributing to product knowledge by sharing competitor data and positive process
- Providing support for development of new products for existing and new customer segments.
Managerial and Leadership Responsibilities:
- Building collaborative work culture between branch, assets team and support structure to enable front line teams.
- Build, Grow and Nurture the team of Relationship Managers of the Region
Education Qualification:
Graduation: Any
Post-graduation: Any
Professional Qualification/Certification: Chartered Accountant (CA)
Experience: 2 to 5 years of relevant experience.
Frequently Asked Questions
What are the eligibility criteria for the Relationship Manager - Business Lending (Emerging Market) job at IDFC FIRST Bank?
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-2 Years years of relevant experience expected for this role.
What are the primary responsibilities of a Relationship Manager - Business Lending (Emerging Market) at IDFC FIRST Bank?
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Relationship Manager - Business Lending (Emerging Market) at IDFC FIRST Bank.
Is prior experience required for this position?
This role requires around 0-2 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
What skills are important for this role?
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
How do I apply for the Relationship Manager - Business Lending (Emerging Market) role at IDFC FIRST Bank?
You can apply directly using the Apply Now button on this page, which will take you to IDFC FIRST Bank's application process for this role.
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