Chat us
Call us
11549
To manage all activities pertaining to the sanction life cycle of all borrower accounts in the retail loan business for all short and medium term products
Support and co-partner with business teams to manage end to end credit approval for the designated region
2. Underwrite for all customer segment for retail and high value cases and present to senior level
3. Authorize deviations raised and documented by underwriters in compliance with credit policy.
4. Finalize review of credit memos, prepared by underwriters, and approval/ decline signoffs on every file after checking for documentation requests.
5. Approve all disbursement requests on the basis of achieved adherence to requirements and full documentation attainment at the branch level.
6. Ensure timely completion of personal discussion documents through customer visits if required.
7. Oversee and initiate follow-ups with external vendors to ensure timely query resolution/ report submission and eliminate any undue/ non-process related delays.
8. Co-ordinate with the recoveries team and generate business insights.
9. Lead a team of credit approvers to ensure portfolio quality and delinquencies.
10. Engage in development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improving upon processing efficiency of the HUB
11. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting and sanctioning of loan.
12. Evolve underwriting norms customized to the local market needs and ensure continued enhancement and execution of consumer credit risk strategy.
13. Adhere to all norms and regulations required.
Post Graduate/ Graduate in any discipline
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-5 Years years of relevant experience expected for this role.
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Regional Credit Manager - MFB - Gorakhpur - Pralhad Rai Trade Centre - JM at Tata Capital.
This role requires around 0-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
You can apply directly using the Apply Now button on this page, which will take you to Tata Capital's application process for this role.