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RB-LS: Business Development Associate

Axis Bank — Nandod, DUNGARPUR

Experience 1 - 3 Years yrs
Age 21-35 yrs
Gender Both
Salary Not Disclosed LPA
Department Sales Loans
Product Loans

Job Description

Role description

RC - Area Credit Manager - Mortgages Credit
INTERNAL USAGE:
No. of Vacancies: Reports to:RCM
Is a Team leader?YTeam Size:5-7
  
Grade:M/SM/AVP
Business:UnderwritingDepartment:�Retail CreditSub-Department:CPC
Location: 
About Retail Credit
The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes
About the Role
Area Credit Manager is Team Leader Role with CPC Credit underwriting managers reporting. Ensure smooth functioning of Credit Processing Centre, which is responsible for processing and underwriting of Centralised & Decentralised Files.
Key Responsibilities
  • Monitoring Turnaround time (TAT) from Login to Sanction - Login to Sanction for all products at desired levels. 
  • Ensure the quality of proposals and credit appraisal to minimize delinquency.  
  • Ensuring compliance of Audit & Compliance reviews.
  • Ensuring quality of Data entry with minimal error ratio and non-repetition of Audit Observations.
  • Periodic Training, policy feedback, vendor management, participation in pilot runs/testing etc.
  • Stakeholder management. Regular meeting with competitors, analyse market feedback from different stakeholders to benchmark the competition.
  • Idea generation for new projects for process efficiency and cost saving.

 

Qualifications

Optimal qualification for success on the job is:

�         Graduate / Post- Graduation (MBA/ CA preferred)

�         Experience in retail credit with team handling.

Role Proficiencies:

For successful execution of the job, the candidate should possess:

�         Knowledge of credit, industry and product trends

�         Knowledge of regulatory guidelines and norms

�         Good communication (both verbal and written) skill in both English and the local language

 

 

Skills

Refer to the Job Description

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Frequently Asked Questions

What are the eligibility criteria for the RB-LS: Business Development Associate job at Axis Bank?

Eligibility typically includes the qualifications and experience outlined in the job description above, with around 1 - 3 Years years of relevant experience expected for this role.

What are the primary responsibilities of a RB-LS: Business Development Associate at Axis Bank?

The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a RB-LS: Business Development Associate at Axis Bank.

Is prior experience required for this position?

This role requires around 1 - 3 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.

What skills are important for this role?

Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.

How do I apply for the RB-LS: Business Development Associate role at Axis Bank?

You can apply directly using the Apply Now button on this page, which will take you to Axis Bank's application process for this role.