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Key Objective of the Job:
To drive Rural Individual Loan business sales and achieving business deliverables.
Major Deliverables:
1 Ensuring onboarding of quality customers to maintain highest portfolio quality.
2 Identifying, sourcing potential rural individual loan customers & disbursing loans as per the internal process
and policy
3 Conducting business and house verification for the potential customer along with financial analysis to
finalize the desired loan amount.
4 Enabling business growth across assigned territories for deeper market penetration and reach.
5 To ensure achievement of disbursement targets and achieving desired productivity numbers.
6 Responsible for maintaining expected collection efficiency and ensuring minimum delinquency.
7 Continuous follow up of overdue customers if any to ensure their repayment.
8 Build strong client relationships both internally and externally and build a strong brand identification with
existing and potential customer base.
9 Achieving highest First Time Right (FTR)
10 Constantly engaging in learning and development programs to upskill.
11 Adherence to product, process, and policies of the company.
Qualification: Graduate in any discipline
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-5 Years years of relevant experience expected for this role.
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Individual Loan Officer - MFB Samastipur - Bhardwaj Complex J Grade at Tata Capital.
This role requires around 0-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
You can apply directly using the Apply Now button on this page, which will take you to Tata Capital's application process for this role.