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. Work in close collaboration with business team and facilitate them with seamless credit underwriting of potential partners.
2. Coordinate with the leadership team of business partner, obtain/evaluate all necessary documents for the purpose of credit underwriting.
3. Ensure 100% compliance in our lending standard adhering to the credit policy of the company.
4. Be the custodian of credit policy for retail lending business, evaluate the policy adherence time to time and raise red flag when it is breached.
5. Work closely with risk team and highlight possible credit losses at different point in time. Will be responsible for managing credit cost at the lowest level benchmarked to industry.
6. Will network in the industry and evaluate credit polices of others and suggest management to respond to external stimulus whenever needed.
7. Will provide expert view when new products or processes are to be introduced and give signoff.
8. Play a checker role in credit underwriting and ensure 100% process and quality assurance as per the organizational policy.
Education: CA, CFA Or MBA in finance
Eligibility typically includes the qualifications and experience outlined in the job description above, with around 0-5 Years years of relevant experience expected for this role.
The key responsibilities for this role are detailed in the Key Responsibilities section above, covering the core duties expected of a Head - Credit - Micro Finance - Mumbai - Lower Parel - MM at Tata Capital.
This role requires around 0-5 Years years of relevant experience, as specified in the job listing. Please refer to the Qualifications & Experience section above for full details.
Skills relevant to this position are outlined in the Qualifications & Experience section above. In general, strong communication, domain knowledge, and the ability to meet role-specific targets are valued across similar BFSI positions.
You can apply directly using the Apply Now button on this page, which will take you to Tata Capital's application process for this role.