Deputy National Lead - SME Underwriting COE

Job Description

Job Purpose Plan for design and delivery of process improvements by guiding team to understand & analyze business requirements, planning & budgeting for projects, leading team in development, planning and monitoring of launch & on-field performance, and managing varied stakeholders to achieve desired objectives and support business growth for SmallBusiness Lending business. Duties and Responsibilities 1. Analysis of existing processes & systems ? Analyze multiple processes in SME business (such as pre & post logging, underwriting, sourcing, disbursal etc.) and identify the processes where there is a scope of improvement (such as redundant/ lengthy processes) ? Guide team on mapping of end to end process to examine its functionality. ? Segregate the activities related to processes in various categories such as online/ automated/ manual, and seek understanding of systems being impacted, processes’ expected outcome and current tat 2. Identification of improvement opportunities (new process design or enhancements) ? Engage with business and stakeholder to discuss & understand their requirements in terms of any process enhancement ? Identify the scope of improvement such as process efficiencies, tat reduction, automation opportunities, cost reduction or simplification of processes ? Design the project approach to manage & address the identified gaps or to drive improvement opportunities by means of defining new design of go-to processes ? Present the business case along with the cost benefit analysis to the business stakeholders in order to obtain their sponsorship 3. Project planning and management ? Lead team to segregate the accepted requirements into new process design or enhancement projects and prioritize projects for delivery of requirements basis business urgency & criticality ? Identify resource requirements for various projects, define project teams, create project charter and allocate the responsibilities among team members ? Review the progress of various projects being driven in alignment with planned timelines, identify any deviations/ delays/ challenges/ contingencies faced and accordingly provide course correction support ? Conduct UAT testing of new processes/ enhancements, incorporate any change required/ bugs resolution as identified in testing phase, continue testing till desired results are achieved and handover for production 4.  Launch and field performance monitoring ? Guide the team to engage with various stakeholders in other functions such as IT, sales, operations, compliance, legal, risk etc. and lay down the changes required in various systems for integration of developments ? Oversee creation & imparting of training modules by team, conduct visits to the fields, sensitize & create awareness for new developments ? Monitor the use of systems/ processes/ enhancements and track metrics such as cost saving, productivity increase, TAT reduction etc. to ensure the desired outcomes are achieved 5. Team Management ? Establish indi